Every card below shows the score and the exact filing data it was computed from — no unexplained numbers. Some signals (P-02, P-03, P-08, P-09, P-10, P-11) pull live documents from SEC EDGAR the first time you view this company; a few of those (P-03, P-10, P-11) use AI to read the filing text, but every AI claim must quote the actual document verbatim or it's discarded — never a guess.
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{
"etr_by_year": {
"2021-10-31": 0.5052
},
"statutory_rate": 0.21,
"gap_by_year": {
"2021-10-31": -0.2952
},
"note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
"stale": false,
"latest_filing_period": "2021-10-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/103872/000010387222000007/0000103872-22-000007-index.htm",
"form": "10-K",
"filed": "2022-01-13"
}
}{
"icr_by_year": {
"2021-10-31": 2.677,
"2020-11-01": -12.786,
"2019-11-03": -3.116,
"2018-10-28": -10.274
},
"consecutive_years_below_1": 0,
"altman_z_double_prime": 2.366,
"definitions": {
"zombie": "ICR<1 for 3+ consecutive FYs (BIS 2018)",
"z_distress": "<1.1 distress, 1.1-2.6 gray, >2.6 safe"
},
"inputs": {
"ebit_t": 4832000,
"interest_expense_t": 1805000
},
"stale": false,
"latest_filing_period": "2021-10-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/103872/000010387222000007/0000103872-22-000007-index.htm",
"form": "10-K",
"filed": "2022-01-13"
}
}