Every card below shows the score and the exact filing data it was computed from — no unexplained numbers. Some signals (P-02, P-03, P-08, P-09, P-10, P-11) pull live documents from SEC EDGAR the first time you view this company; a few of those (P-03, P-10, P-11) use AI to read the filing text, but every AI claim must quote the actual document verbatim or it's discarded — never a guess.
Ask follow-up questions about the latest 10-K, with citations verified against the actual text. No account needed.
Run the bounded investigation agent — reads this company's signals and writes a short, cited summary.
{
"f_score": 1.398,
"probability": 0.00517,
"components": {
"rsst": -0.0458,
"drec": -0.0114,
"dinv": null,
"soft": 0.8427,
"dcs": -0.0386,
"droa": -0.009,
"issue": 1
},
"model": "Dechow et al. 2011, Model 1 (simplified RSST)",
"thresholds": {
"elevated": 1,
"triggered": 1.85
},
"stale": false,
"latest_filing_period": "2013-01-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1073967/000119312513134631/0001193125-13-134631-index.htm",
"form": "10-K",
"filed": "2013-03-29"
}
}{
"icr_by_year": {
"2013-01-31": 0.997,
"2012-01-31": 1.414,
"2011-01-31": 0.111,
"2010-01-31": -0.177
},
"consecutive_years_below_1": 1,
"altman_z_double_prime": -1.072,
"definitions": {
"zombie": "ICR<1 for 3+ consecutive FYs (BIS 2018)",
"z_distress": "<1.1 distress, 1.1-2.6 gray, >2.6 safe"
},
"inputs": {
"ebit_t": 28799000,
"interest_expense_t": 28895000
},
"stale": false,
"latest_filing_period": "2013-01-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1073967/000119312513134631/0001193125-13-134631-index.htm",
"form": "10-K",
"filed": "2013-03-29"
}
}{
"m_score": -3.011,
"threshold": -1.78,
"ratios": {
"DSRI": 0.732,
"GMI": 0.999,
"AQI": 1.015,
"SGI": 0.927,
"DEPI": 0.97,
"SGAI": 1,
"LVGI": 0.999,
"TATA": -0.047
},
"defaulted_to_neutral": [
"SGAI"
],
"sloan_accruals": -0.0458,
"inputs": {
"revenue_t": 203437000,
"revenue_t1": 219541000,
"total_assets_t": 646027000,
"net_income_t": 2483000,
"cfo_t": 33148000
},
"stale": false,
"latest_filing_period": "2013-01-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1073967/000119312513134631/0001193125-13-134631-index.htm",
"form": "10-K",
"filed": "2013-03-29"
}
}{
"etr_by_year": {
"2012-01-31": 0.0931
},
"statutory_rate": 0.21,
"gap_by_year": {
"2012-01-31": 0.1169
},
"note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
"stale": false,
"latest_filing_period": "2013-01-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1073967/000119312513134631/0001193125-13-134631-index.htm",
"form": "10-K",
"filed": "2013-03-29"
}
}