Every card below shows the score and the exact filing data it was computed from — no unexplained numbers. Some signals (P-02, P-03, P-08, P-09, P-10, P-11) pull live documents from SEC EDGAR the first time you view this company; a few of those (P-03, P-10, P-11) use AI to read the filing text, but every AI claim must quote the actual document verbatim or it's discarded — never a guess.
Ask follow-up questions about the latest 10-K, with citations verified against the actual text. No account needed.
Run the bounded investigation agent — reads this company's signals and writes a short, cited summary.
{
"m_score": -2.724,
"threshold": -1.78,
"ratios": {
"DSRI": 0.946,
"GMI": 1.016,
"AQI": 1.046,
"SGI": 1.044,
"DEPI": 0.946,
"SGAI": 1,
"LVGI": 0.908,
"TATA": -0.061
},
"defaulted_to_neutral": [
"SGAI"
],
"sloan_accruals": -0.0617,
"inputs": {
"revenue_t": 1069950000,
"revenue_t1": 1024613000,
"total_assets_t": 2006113000,
"net_income_t": 84020000,
"cfo_t": 206021000
},
"stale": false,
"latest_filing_period": "2013-11-30",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1085280/000108528014000020/0001085280-14-000020-index.htm",
"form": "10-K",
"filed": "2014-01-29"
}
}{
"etr_by_year": {
"2013-11-30": 0.2387,
"2012-11-30": 0.2138,
"2011-11-30": 0.2488
},
"statutory_rate": 0.21,
"gap_by_year": {
"2013-11-30": -0.0287,
"2012-11-30": -0.0038,
"2011-11-30": -0.0388
},
"note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
"stale": false,
"latest_filing_period": "2013-11-30",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1085280/000108528014000020/0001085280-14-000020-index.htm",
"form": "10-K",
"filed": "2014-01-29"
}
}{
"f_score": 0.935,
"probability": 0.00346,
"components": {
"rsst": -0.0617,
"drec": -0.0015,
"dinv": null,
"soft": 0.6196,
"dcs": 0.0471,
"droa": -0.0208,
"issue": 1
},
"model": "Dechow et al. 2011, Model 1 (simplified RSST)",
"thresholds": {
"elevated": 1,
"triggered": 1.85
},
"stale": false,
"latest_filing_period": "2013-11-30",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1085280/000108528014000020/0001085280-14-000020-index.htm",
"form": "10-K",
"filed": "2014-01-29"
}
}{
"icr_by_year": {
"2013-11-30": 4.207,
"2012-11-30": 7.596,
"2011-11-30": 38.415,
"2010-11-30": 27.93
},
"consecutive_years_below_1": 0,
"altman_z_double_prime": 3.535,
"definitions": {
"zombie": "ICR<1 for 3+ consecutive FYs (BIS 2018)",
"z_distress": "<1.1 distress, 1.1-2.6 gray, >2.6 safe"
},
"inputs": {
"ebit_t": 144417000,
"interest_expense_t": 34330000
},
"stale": false,
"latest_filing_period": "2013-11-30",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1085280/000108528014000020/0001085280-14-000020-index.htm",
"form": "10-K",
"filed": "2014-01-29"
}
}