Every card below shows the score and the exact filing data it was computed from — no unexplained numbers. Some signals (P-02, P-03, P-08, P-09, P-10, P-11) pull live documents from SEC EDGAR the first time you view this company; a few of those (P-03, P-10, P-11) use AI to read the filing text, but every AI claim must quote the actual document verbatim or it's discarded — never a guess.
Ask follow-up questions about the latest 10-K, with citations verified against the actual text. No account needed.
Run the bounded investigation agent — reads this company's signals and writes a short, cited summary.
{
"m_score": -2.534,
"threshold": -1.78,
"ratios": {
"DSRI": 0.995,
"GMI": 0.746,
"AQI": 0.905,
"SGI": 1.048,
"DEPI": 0.916,
"SGAI": 1.354,
"LVGI": 0.738,
"TATA": 0.014
},
"defaulted_to_neutral": [],
"sloan_accruals": 0.0142,
"inputs": {
"revenue_t": 31021000,
"revenue_t1": 29607000,
"total_assets_t": 23324000,
"net_income_t": 2522000,
"cfo_t": 2194000
},
"stale": false,
"latest_filing_period": "2013-01-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/109471/000114420413025754/0001144204-13-025754-index.htm",
"form": "10-K",
"filed": "2013-05-01"
}
}{
"etr_by_year": {
"2013-01-31": 0.2673,
"2012-01-31": 0.5266,
"2011-01-31": 0.4213
},
"statutory_rate": 0.21,
"gap_by_year": {
"2013-01-31": -0.0573,
"2012-01-31": -0.3166,
"2011-01-31": -0.2113
},
"note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
"stale": false,
"latest_filing_period": "2013-01-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/109471/000114420413025754/0001144204-13-025754-index.htm",
"form": "10-K",
"filed": "2013-05-01"
}
}{
"f_score": 0.511,
"probability": 0.00189,
"components": {
"rsst": 0.0142,
"drec": 0.0094,
"dinv": 0.0605,
"soft": 0.8056,
"dcs": 0.0404,
"droa": 0.0911,
"issue": 0
},
"model": "Dechow et al. 2011, Model 1 (simplified RSST)",
"thresholds": {
"elevated": 1,
"triggered": 1.85
},
"stale": false,
"latest_filing_period": "2013-01-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/109471/000114420413025754/0001144204-13-025754-index.htm",
"form": "10-K",
"filed": "2013-05-01"
}
}{
"icr_by_year": {
"2013-01-31": 6.942,
"2012-01-31": 3.615,
"2011-01-31": 2.305
},
"consecutive_years_below_1": 0,
"altman_z_double_prime": 5.171,
"definitions": {
"zombie": "ICR<1 for 3+ consecutive FYs (BIS 2018)",
"z_distress": "<1.1 distress, 1.1-2.6 gray, >2.6 safe"
},
"inputs": {
"ebit_t": 1791000,
"interest_expense_t": 258000
},
"stale": false,
"latest_filing_period": "2013-01-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/109471/000114420413025754/0001144204-13-025754-index.htm",
"form": "10-K",
"filed": "2013-05-01"
}
}