CIK 1097430

INTERNATIONAL MONETARY SYSTEMS LTD /WI/

CIK 0001097430 · EDGAR ↗

cleanelevatedtriggeredno dataplanned

17.7

composite · 4 signals · ELEVATED

Every card below shows the score and the exact filing data it was computed from — no unexplained numbers. Some signals (P-02, P-03, P-08, P-09, P-10, P-11) pull live documents from SEC EDGAR the first time you view this company; a few of those (P-03, P-10, P-11) use AI to read the filing text, but every AI claim must quote the actual document verbatim or it's discarded — never a guess.

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Signals

P-13 · FY 2015-12-31 · ELEVATED20.0

Zombie / distress

Altman Z'' 0.27 in the distress zone

trend: flat

Trend

Source: 10-K on SEC.gov (filed 2016-03-17) ↗

Evidence — inputs and thresholds

{
  "icr_by_year": {
    "2015-12-31": 1.245,
    "2014-12-31": 0.849,
    "2013-12-31": 0.041,
    "2012-12-31": 1.172
  },
  "consecutive_years_below_1": 0,
  "altman_z_double_prime": 0.269,
  "definitions": {
    "zombie": "ICR<1 for 3+ consecutive FYs (BIS 2018)",
    "z_distress": "<1.1 distress, 1.1-2.6 gray, >2.6 safe"
  },
  "inputs": {
    "ebit_t": 206588,
    "interest_expense_t": 165983
  },
  "stale": false,
  "latest_filing_period": "2015-12-31",
  "source": {
    "url": "https://www.sec.gov/Archives/edgar/data/1097430/000121390016011686/0001213900-16-011686-index.htm",
    "form": "10-K",
    "filed": "2016-03-17"
  }
}

P-01 · FY 2015-12-31 · CLEAN10.6

Earnings quality

Beneish M-Score -3.13 — no manipulation profile

trend: flat

Trend

Source: 10-K on SEC.gov (filed 2016-03-17) ↗

Evidence — inputs and thresholds

{
  "m_score": -3.13,
  "threshold": -1.78,
  "ratios": {
    "DSRI": 0.897,
    "GMI": 1,
    "AQI": 0.964,
    "SGI": 1,
    "DEPI": 0.987,
    "SGAI": 1.028,
    "LVGI": 0.841,
    "TATA": -0.125
  },
  "defaulted_to_neutral": [
    "GMI"
  ],
  "sloan_accruals": -0.119,
  "inputs": {
    "revenue_t": 12338152,
    "revenue_t1": 12333137,
    "total_assets_t": 7245830,
    "net_income_t": 31346,
    "cfo_t": 939665
  },
  "stale": false,
  "latest_filing_period": "2015-12-31",
  "source": {
    "url": "https://www.sec.gov/Archives/edgar/data/1097430/000121390016011686/0001213900-16-011686-index.htm",
    "form": "10-K",
    "filed": "2016-03-17"
  }
}

P-05 · FY 2015-12-31 · CLEAN10.9

Tax arbitrage

ETR 18.3% — within normal range of statutory

trend: flat

Trend

Source: 10-K on SEC.gov (filed 2016-03-17) ↗

Evidence — inputs and thresholds

{
  "etr_by_year": {
    "2015-12-31": 0.1828
  },
  "statutory_rate": 0.21,
  "gap_by_year": {
    "2015-12-31": 0.0272
  },
  "note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
  "stale": false,
  "latest_filing_period": "2015-12-31",
  "source": {
    "url": "https://www.sec.gov/Archives/edgar/data/1097430/000121390016011686/0001213900-16-011686-index.htm",
    "form": "10-K",
    "filed": "2016-03-17"
  }
}

P-12 · FY 2015-12-31 · CLEAN15.6

Restatement predictor

F-Score 0.47 — at or below the population base rate

trend: flat

Trend

Source: 10-K on SEC.gov (filed 2016-03-17) ↗

Evidence — inputs and thresholds

{
  "f_score": 0.467,
  "probability": 0.00173,
  "components": {
    "rsst": -0.119,
    "drec": -0.0106,
    "dinv": null,
    "soft": 0.8389,
    "dcs": 0.007,
    "droa": 0.0069,
    "issue": 0
  },
  "model": "Dechow et al. 2011, Model 1 (simplified RSST)",
  "thresholds": {
    "elevated": 1,
    "triggered": 1.85
  },
  "stale": false,
  "latest_filing_period": "2015-12-31",
  "source": {
    "url": "https://www.sec.gov/Archives/edgar/data/1097430/000121390016011686/0001213900-16-011686-index.htm",
    "form": "10-K",
    "filed": "2016-03-17"
  }
}