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CIK 1201135

Credit One Financial Inc
CIK 0001201135 ยท EDGAR โ†—
cleanelevatedtriggeredno dataplanned
28.3
composite ยท 2 signals ยท CLEAN

Every card below shows the score and the exact filing data it was computed from โ€” no unexplained numbers. Some signals (P-02, P-03, P-08, P-09, P-10, P-11) pull live documents from SEC EDGAR the first time you view this company; a few of those (P-03, P-10, P-11) use AI to read the filing text, but every AI claim must quote the actual document verbatim or it's discarded โ€” never a guess.

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Signals

P-01 ยท FY 2015-12-31 ยท CLEAN30.7

Earnings quality

Beneish M-Score -2.43 โ€” no manipulation profile
trend: flat
Trend
Source: 10-K on SEC.gov (filed 2016-08-12) โ†—
Evidence โ€” inputs and thresholds
{
  "m_score": -2.427,
  "threshold": -1.78,
  "ratios": {
    "DSRI": 1,
    "GMI": 1,
    "AQI": 0.88,
    "SGI": 1.2,
    "DEPI": 1,
    "SGAI": 0.836,
    "LVGI": 0.032,
    "TATA": -0.09
  },
  "defaulted_to_neutral": [
    "DSRI",
    "GMI",
    "DEPI"
  ],
  "sloan_accruals": null,
  "inputs": {
    "revenue_t": 232186,
    "revenue_t1": 193431,
    "total_assets_t": 9626132,
    "net_income_t": null,
    "cfo_t": -397788
  },
  "stale": false,
  "latest_filing_period": "2015-12-31",
  "source": {
    "url": "https://www.sec.gov/Archives/edgar/data/1201135/000120113516000026/0001201135-16-000026-index.htm",
    "form": "10-K",
    "filed": "2016-08-12"
  }
}
P-12 ยท FY 2015-12-31 ยท CLEAN18.5

Restatement predictor

F-Score 0.55 โ€” at or below the population base rate
trend: flat
Trend
Source: 10-K on SEC.gov (filed 2016-08-12) โ†—
Evidence โ€” inputs and thresholds
{
  "f_score": 0.554,
  "probability": 0.00205,
  "components": {
    "rsst": null,
    "drec": null,
    "dinv": null,
    "soft": 0.844,
    "dcs": 0.2004,
    "droa": null,
    "issue": 0
  },
  "model": "Dechow et al. 2011, Model 1 (simplified RSST)",
  "thresholds": {
    "elevated": 1,
    "triggered": 1.85
  },
  "stale": false,
  "latest_filing_period": "2015-12-31",
  "source": {
    "url": "https://www.sec.gov/Archives/edgar/data/1201135/000120113516000026/0001201135-16-000026-index.htm",
    "form": "10-K",
    "filed": "2016-08-12"
  }
}