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CIK 1382413

DELANCO BANCORP, INC
CIK 0001382413 ยท EDGAR โ†—
cleanelevatedtriggeredno dataplanned
73.8
composite ยท 2 signals ยท TRIGGERED

Every card below shows the score and the exact filing data it was computed from โ€” no unexplained numbers. Some signals (P-02, P-03, P-08, P-09, P-10, P-11) pull live documents from SEC EDGAR the first time you view this company; a few of those (P-03, P-10, P-11) use AI to read the filing text, but every AI claim must quote the actual document verbatim or it's discarded โ€” never a guess.

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Signals

P-07 ยท FY 2013-03-31 ยท TRIGGERED73.8

Pension underfunding

DB plan 0% funded โ€” -$0M deficit (4% of equity)
trend: flat
Trend
Source: 10-K on SEC.gov (filed 2013-06-12) โ†—
Evidence โ€” inputs and thresholds
{
  "benefit_obligation": 438352,
  "plan_assets": 0,
  "funded_ratio": 0,
  "deficit": -438352,
  "deficit_vs_equity": 0.0385,
  "thresholds": {
    "elevated": "<90% funded",
    "triggered": "<80% funded or deficit >25% of equity"
  },
  "stale": false,
  "latest_filing_period": "2013-03-31",
  "source": {
    "url": "https://www.sec.gov/Archives/edgar/data/1382413/000143774913007460/0001437749-13-007460-index.htm",
    "form": "10-K",
    "filed": "2013-06-12"
  }
}
P-05 ยท FY 2011-03-31 ยท CLEAN0.0

Tax arbitrage

[FY2011 data, stale โ€” no more recent pretax-income figure in XBRL] ETR 38.2% โ€” within normal range of statutory
trend: flat
Trend
Source: 10-K on SEC.gov (filed 2012-06-29) โ†—
Evidence โ€” inputs and thresholds
{
  "etr_by_year": {
    "2011-03-31": 0.3819
  },
  "statutory_rate": 0.21,
  "gap_by_year": {
    "2011-03-31": -0.1719
  },
  "note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
  "stale": true,
  "latest_filing_period": "2013-03-31",
  "source": {
    "url": "https://www.sec.gov/Archives/edgar/data/1382413/000143774912006507/0001437749-12-006507-index.htm",
    "form": "10-K",
    "filed": "2012-06-29"
  }
}