Every card below shows the score and the exact filing data it was computed from โ no unexplained numbers. Some signals (P-02, P-03, P-08, P-09, P-10, P-11) pull live documents from SEC EDGAR the first time you view this company; a few of those (P-03, P-10, P-11) use AI to read the filing text, but every AI claim must quote the actual document verbatim or it's discarded โ never a guess.
Ask follow-up questions about the latest 10-K, with citations verified against the actual text. No account needed.
Run the bounded investigation agent โ reads this company's signals and writes a short, cited summary.
{
"benefit_obligation": 4211966000,
"plan_assets": 4108383000,
"funded_ratio": 0.9754,
"deficit": -103583000,
"deficit_vs_equity": 0.3869,
"thresholds": {
"elevated": "<90% funded",
"triggered": "<80% funded or deficit >25% of equity"
},
"stale": false,
"latest_filing_period": "2013-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1393744/000139374414000008/0001393744-14-000008-index.htm",
"form": "10-K",
"filed": "2014-03-31"
}
}{
"m_score": -2.637,
"threshold": -1.78,
"ratios": {
"DSRI": 1.108,
"GMI": 0.863,
"AQI": 1.025,
"SGI": 0.998,
"DEPI": 1.074,
"SGAI": 1.235,
"LVGI": 1.013,
"TATA": -0.033
},
"defaulted_to_neutral": [],
"sloan_accruals": -0.0318,
"inputs": {
"revenue_t": 1804398000,
"revenue_t1": 1807505000,
"total_assets_t": 2420543000,
"net_income_t": -54665000,
"cfo_t": 26140000
},
"stale": false,
"latest_filing_period": "2013-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1393744/000139374414000008/0001393744-14-000008-index.htm",
"form": "10-K",
"filed": "2014-03-31"
}
}{
"etr_by_year": {
"2012-12-31": 0.8205
},
"statutory_rate": 0.21,
"gap_by_year": {
"2012-12-31": -0.6105
},
"note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
"stale": false,
"latest_filing_period": "2013-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1393744/000139374414000008/0001393744-14-000008-index.htm",
"form": "10-K",
"filed": "2014-03-31"
}
}{
"f_score": 0.633,
"probability": 0.00234,
"components": {
"rsst": -0.0318,
"drec": 0.0108,
"dinv": null,
"soft": 0.9179,
"dcs": -0.0169,
"droa": -0.0241,
"issue": 0
},
"model": "Dechow et al. 2011, Model 1 (simplified RSST)",
"thresholds": {
"elevated": 1,
"triggered": 1.85
},
"stale": false,
"latest_filing_period": "2013-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1393744/000139374414000008/0001393744-14-000008-index.htm",
"form": "10-K",
"filed": "2014-03-31"
}
}