Every card below shows the score and the exact filing data it was computed from — no unexplained numbers. Some signals (P-02, P-03, P-08, P-09, P-10, P-11) pull live documents from SEC EDGAR the first time you view this company; a few of those (P-03, P-10, P-11) use AI to read the filing text, but every AI claim must quote the actual document verbatim or it's discarded — never a guess.
Ask follow-up questions about the latest 10-K, with citations verified against the actual text. No account needed.
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{
"benefit_obligation": 314000000,
"plan_assets": 125000000,
"funded_ratio": 0.3981,
"deficit": -189000000,
"deficit_vs_equity": null,
"thresholds": {
"elevated": "<90% funded",
"triggered": "<80% funded or deficit >25% of equity"
},
"stale": true,
"latest_filing_period": "2017-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1405041/000140504115000012/0001405041-15-000012-index.htm",
"form": "10-K",
"filed": "2015-03-30"
}
}{
"icr_by_year": {
"2017-12-31": 1.1,
"2016-12-31": -1.105,
"2015-12-31": 0.139,
"2013-12-31": 0.079
},
"consecutive_years_below_1": 0,
"altman_z_double_prime": 1.012,
"definitions": {
"zombie": "ICR<1 for 3+ consecutive FYs (BIS 2018)",
"z_distress": "<1.1 distress, 1.1-2.6 gray, >2.6 safe"
},
"inputs": {
"ebit_t": 88000000,
"interest_expense_t": 80000000
},
"stale": false,
"latest_filing_period": "2017-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1405041/000140504118000004/0001405041-18-000004-index.htm",
"form": "10-K",
"filed": "2018-02-27"
}
}{
"m_score": -2.627,
"threshold": -1.78,
"ratios": {
"DSRI": 1.105,
"GMI": 0.81,
"AQI": 0.916,
"SGI": 1.044,
"DEPI": 1.259,
"SGAI": 0.919,
"LVGI": 0.994,
"TATA": -0.042
},
"defaulted_to_neutral": [],
"sloan_accruals": -0.0425,
"inputs": {
"revenue_t": 2331000000,
"revenue_t1": 2233000000,
"total_assets_t": 2717000000,
"net_income_t": 0,
"cfo_t": 113000000
},
"stale": false,
"latest_filing_period": "2017-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1405041/000140504118000004/0001405041-18-000004-index.htm",
"form": "10-K",
"filed": "2018-02-27"
}
}{
"etr_by_year": {
"2017-12-31": 1
},
"statutory_rate": 0.21,
"gap_by_year": {
"2017-12-31": -0.79
},
"note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
"stale": false,
"latest_filing_period": "2017-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1405041/000140504118000004/0001405041-18-000004-index.htm",
"form": "10-K",
"filed": "2018-02-27"
}
}{
"f_score": 0.262,
"probability": 0.00097,
"components": {
"rsst": -0.0425,
"drec": 0.0162,
"dinv": null,
"soft": 0.5064,
"dcs": 0.0246,
"droa": 0.0625,
"issue": 0
},
"model": "Dechow et al. 2011, Model 1 (simplified RSST)",
"thresholds": {
"elevated": 1,
"triggered": 1.85
},
"stale": false,
"latest_filing_period": "2017-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1405041/000140504118000004/0001405041-18-000004-index.htm",
"form": "10-K",
"filed": "2018-02-27"
}
}