Every card below shows the score and the exact filing data it was computed from — no unexplained numbers. Some signals (P-02, P-03, P-08, P-09, P-10, P-11) pull live documents from SEC EDGAR the first time you view this company; a few of those (P-03, P-10, P-11) use AI to read the filing text, but every AI claim must quote the actual document verbatim or it's discarded — never a guess.
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{
"benefit_obligation": 275000000,
"plan_assets": 130000000,
"funded_ratio": 0.4727,
"deficit": -145000000,
"deficit_vs_equity": 0.0165,
"thresholds": {
"elevated": "<90% funded",
"triggered": "<80% funded or deficit >25% of equity"
},
"stale": false,
"latest_filing_period": "2013-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1453090/000145309013000006/0001453090-13-000006-index.htm",
"form": "10-K",
"filed": "2013-03-04"
}
}{
"etr_by_year": {
"2011-12-31": 0.7256
},
"statutory_rate": 0.21,
"gap_by_year": {
"2011-12-31": -0.5156
},
"note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
"stale": true,
"latest_filing_period": "2013-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1453090/000145309013000006/0001453090-13-000006-index.htm",
"form": "10-K",
"filed": "2013-03-04"
}
}{
"f_score": 0.816,
"probability": 0.00302,
"components": {
"rsst": -0.0703,
"drec": -0.013,
"dinv": -0.0136,
"soft": 0.5994,
"dcs": null,
"droa": 0.0184,
"issue": 1
},
"model": "Dechow et al. 2011, Model 1 (simplified RSST)",
"thresholds": {
"elevated": 1,
"triggered": 1.85
},
"stale": false,
"latest_filing_period": "2013-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1453090/000145309014000019/0001453090-14-000019-index.htm",
"form": "10-K",
"filed": "2014-02-25"
}
}