Every card below shows the score and the exact filing data it was computed from — no unexplained numbers. Some signals (P-02, P-03, P-08, P-09, P-10, P-11) pull live documents from SEC EDGAR the first time you view this company; a few of those (P-03, P-10, P-11) use AI to read the filing text, but every AI claim must quote the actual document verbatim or it's discarded — never a guess.
Ask follow-up questions about the latest 10-K, with citations verified against the actual text. No account needed.
Run the bounded investigation agent — reads this company's signals and writes a short, cited summary.
{
"m_score": -2.654,
"threshold": -1.78,
"ratios": {
"DSRI": 1.024,
"GMI": 1,
"AQI": 1.043,
"SGI": 0.951,
"DEPI": 0.985,
"SGAI": 1.026,
"LVGI": 1.085,
"TATA": -0.029
},
"defaulted_to_neutral": [
"GMI"
],
"sloan_accruals": -0.0289,
"inputs": {
"revenue_t": 685797000,
"revenue_t1": 720845000,
"total_assets_t": 850803000,
"net_income_t": 185221000,
"cfo_t": 210032000
},
"stale": false,
"latest_filing_period": "2020-06-30",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1469372/000146937220000014/0001469372-20-000014-index.htm",
"form": "10-K",
"filed": "2020-08-13"
}
}{
"etr_by_year": {
"2020-06-30": 0.2851,
"2019-06-30": 0.3076,
"2018-06-30": -0.06
},
"statutory_rate": 0.21,
"gap_by_year": {
"2020-06-30": -0.0751,
"2019-06-30": -0.0976,
"2018-06-30": 0.27
},
"note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
"stale": false,
"latest_filing_period": "2020-06-30",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1469372/000146937220000014/0001469372-20-000014-index.htm",
"form": "10-K",
"filed": "2020-08-13"
}
}{
"f_score": 0.434,
"probability": 0.0016,
"components": {
"rsst": -0.0289,
"drec": -0.0033,
"dinv": null,
"soft": 0.7584,
"dcs": -0.0447,
"droa": 0.0029,
"issue": 0
},
"model": "Dechow et al. 2011, Model 1 (simplified RSST)",
"thresholds": {
"elevated": 1,
"triggered": 1.85
},
"stale": false,
"latest_filing_period": "2020-06-30",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1469372/000146937220000014/0001469372-20-000014-index.htm",
"form": "10-K",
"filed": "2020-08-13"
}
}{
"icr_by_year": {
"2020-06-30": 8.12,
"2019-06-30": 6.512,
"2018-06-30": 7.23,
"2017-06-30": 7.851
},
"consecutive_years_below_1": 0,
"altman_z_double_prime": 3.524,
"definitions": {
"zombie": "ICR<1 for 3+ consecutive FYs (BIS 2018)",
"z_distress": "<1.1 distress, 1.1-2.6 gray, >2.6 safe"
},
"inputs": {
"ebit_t": 294968000,
"interest_expense_t": 36324000
},
"stale": false,
"latest_filing_period": "2020-06-30",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1469372/000146937220000014/0001469372-20-000014-index.htm",
"form": "10-K",
"filed": "2020-08-13"
}
}