Every card below shows the score and the exact filing data it was computed from — no unexplained numbers. Some signals (P-02, P-03, P-08, P-09, P-10, P-11) pull live documents from SEC EDGAR the first time you view this company; a few of those (P-03, P-10, P-11) use AI to read the filing text, but every AI claim must quote the actual document verbatim or it's discarded — never a guess.
Ask follow-up questions about the latest 10-K, with citations verified against the actual text. No account needed.
Run the bounded investigation agent — reads this company's signals and writes a short, cited summary.
{
"icr_by_year": {
"2012-12-31": 0.987,
"2011-12-31": 1.094,
"2010-12-31": 0.751,
"2009-12-31": 0.758
},
"consecutive_years_below_1": 1,
"altman_z_double_prime": -2.318,
"definitions": {
"zombie": "ICR<1 for 3+ consecutive FYs (BIS 2018)",
"z_distress": "<1.1 distress, 1.1-2.6 gray, >2.6 safe"
},
"inputs": {
"ebit_t": 83512000,
"interest_expense_t": 84649000
},
"stale": false,
"latest_filing_period": "2012-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1490346/000095010313002045/0000950103-13-002045-index.htm",
"form": "10-K",
"filed": "2013-03-28"
}
}{
"m_score": -3.058,
"threshold": -1.78,
"ratios": {
"DSRI": 0.913,
"GMI": 1.028,
"AQI": 0.95,
"SGI": 1.016,
"DEPI": 1.017,
"SGAI": 1,
"LVGI": 1.006,
"TATA": -0.108
},
"defaulted_to_neutral": [
"SGAI"
],
"sloan_accruals": -0.1135,
"inputs": {
"revenue_t": 487524000,
"revenue_t1": 479887000,
"total_assets_t": 672732000,
"net_income_t": -10213000,
"cfo_t": 66617000
},
"stale": false,
"latest_filing_period": "2012-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1490346/000095010313002045/0000950103-13-002045-index.htm",
"form": "10-K",
"filed": "2013-03-28"
}
}{
"etr_by_year": {
"2011-12-31": 1.2279
},
"statutory_rate": 0.21,
"gap_by_year": {
"2011-12-31": -1.0179
},
"note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
"stale": false,
"latest_filing_period": "2012-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1490346/000095010313002045/0000950103-13-002045-index.htm",
"form": "10-K",
"filed": "2013-03-28"
}
}{
"f_score": 0.431,
"probability": 0.0016,
"components": {
"rsst": -0.1135,
"drec": -0.0114,
"dinv": null,
"soft": 0.7854,
"dcs": 0.032,
"droa": -0.0133,
"issue": 0
},
"model": "Dechow et al. 2011, Model 1 (simplified RSST)",
"thresholds": {
"elevated": 1,
"triggered": 1.85
},
"stale": false,
"latest_filing_period": "2012-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1490346/000095010313002045/0000950103-13-002045-index.htm",
"form": "10-K",
"filed": "2013-03-28"
}
}