Every card below shows the score and the exact filing data it was computed from — no unexplained numbers. Some signals (P-02, P-03, P-08, P-09, P-10, P-11) pull live documents from SEC EDGAR the first time you view this company; a few of those (P-03, P-10, P-11) use AI to read the filing text, but every AI claim must quote the actual document verbatim or it's discarded — never a guess.
Ask follow-up questions about the latest 10-K, with citations verified against the actual text. No account needed.
Run the bounded investigation agent — reads this company's signals and writes a short, cited summary.
{
"benefit_obligation": 125700000,
"plan_assets": 83200000,
"funded_ratio": 0.6619,
"deficit": -42500000,
"deficit_vs_equity": null,
"thresholds": {
"elevated": "<90% funded",
"triggered": "<80% funded or deficit >25% of equity"
},
"stale": false,
"latest_filing_period": "2019-04-30",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1556148/000119312519180557/0001193125-19-180557-index.htm",
"form": "10-K",
"filed": "2019-06-25"
}
}{
"icr_by_year": {
"2019-04-30": 1.298,
"2018-04-30": 0.974,
"2017-04-30": 0.335,
"2016-04-30": 1.194
},
"consecutive_years_below_1": 0,
"altman_z_double_prime": -1.285,
"definitions": {
"zombie": "ICR<1 for 3+ consecutive FYs (BIS 2018)",
"z_distress": "<1.1 distress, 1.1-2.6 gray, >2.6 safe"
},
"inputs": {
"ebit_t": 415800000,
"interest_expense_t": 320300000
},
"stale": false,
"latest_filing_period": "2019-04-30",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1556148/000119312519180557/0001193125-19-180557-index.htm",
"form": "10-K",
"filed": "2019-06-25"
}
}{
"m_score": -2.445,
"threshold": -1.78,
"ratios": {
"DSRI": 1.033,
"GMI": 1,
"AQI": 0.991,
"SGI": 1.017,
"DEPI": 1.345,
"SGAI": 1,
"LVGI": 0.941,
"TATA": -0.014
},
"defaulted_to_neutral": [
"GMI",
"SGAI"
],
"sloan_accruals": -0.014,
"inputs": {
"revenue_t": 3171200000,
"revenue_t1": 3117700000,
"total_assets_t": 6752700000,
"net_income_t": 142000000,
"cfo_t": 237300000
},
"stale": false,
"latest_filing_period": "2019-04-30",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1556148/000119312519180557/0001193125-19-180557-index.htm",
"form": "10-K",
"filed": "2019-06-25"
}
}{
"etr_by_year": {
"2019-04-30": 0.3467
},
"statutory_rate": 0.21,
"gap_by_year": {
"2019-04-30": -0.1367
},
"note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
"stale": false,
"latest_filing_period": "2019-04-30",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1556148/000119312519180557/0001193125-19-180557-index.htm",
"form": "10-K",
"filed": "2019-06-25"
}
}{
"f_score": 0.596,
"probability": 0.0022,
"components": {
"rsst": -0.014,
"drec": 0.0037,
"dinv": null,
"soft": 0.9217,
"dcs": 0.0092,
"droa": 0.0492,
"issue": 0
},
"model": "Dechow et al. 2011, Model 1 (simplified RSST)",
"thresholds": {
"elevated": 1,
"triggered": 1.85
},
"stale": false,
"latest_filing_period": "2019-04-30",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1556148/000119312519180557/0001193125-19-180557-index.htm",
"form": "10-K",
"filed": "2019-06-25"
}
}