CIK 1614818

CardConnect Corp.

CIK 0001614818 · EDGAR ↗

cleanelevatedtriggeredno dataplanned

72.2

composite · 4 signals · TRIGGERED

Every card below shows the score and the exact filing data it was computed from — no unexplained numbers. Some signals (P-02, P-03, P-08, P-09, P-10, P-11) pull live documents from SEC EDGAR the first time you view this company; a few of those (P-03, P-10, P-11) use AI to read the filing text, but every AI claim must quote the actual document verbatim or it's discarded — never a guess.

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Signals

P-12 · FY 2016-12-31 · TRIGGERED71.1

Restatement predictor

F-Score 2.13 — misstatement risk 2.1x the base rate

trend: flat

Trend

Source: 10-K on SEC.gov (filed 2017-03-16) ↗

Evidence — inputs and thresholds

{
  "f_score": 2.134,
  "probability": 0.0079,
  "components": {
    "rsst": -0.1104,
    "drec": 0.066,
    "dinv": 0.006,
    "soft": 0.9108,
    "dcs": 0.2623,
    "droa": -0.1042,
    "issue": 1
  },
  "model": "Dechow et al. 2011, Model 1 (simplified RSST)",
  "thresholds": {
    "elevated": 1,
    "triggered": 1.85
  },
  "stale": false,
  "latest_filing_period": "2016-12-31",
  "source": {
    "url": "https://www.sec.gov/Archives/edgar/data/1614818/000161481817000003/0001614818-17-000003-index.htm",
    "form": "10-K",
    "filed": "2017-03-16"
  }
}

P-13 · FY 2016-12-31 · ELEVATED90.0

Zombie / distress

Interest coverage -2.35x below 1.0

trend: flat

Trend

Source: 10-K on SEC.gov (filed 2017-03-16) ↗

Evidence — inputs and thresholds

{
  "icr_by_year": {
    "2016-12-31": -2.35,
    "2015-12-31": 3.111,
    "2015-10-31": null,
    "2014-12-31": -1.752
  },
  "consecutive_years_below_1": 1,
  "altman_z_double_prime": -0.598,
  "definitions": {
    "zombie": "ICR<1 for 3+ consecutive FYs (BIS 2018)",
    "z_distress": "<1.1 distress, 1.1-2.6 gray, >2.6 safe"
  },
  "inputs": {
    "ebit_t": -12045294,
    "interest_expense_t": 5124657
  },
  "stale": false,
  "latest_filing_period": "2016-12-31",
  "source": {
    "url": "https://www.sec.gov/Archives/edgar/data/1614818/000161481817000003/0001614818-17-000003-index.htm",
    "form": "10-K",
    "filed": "2017-03-16"
  }
}

P-01 · FY 2016-12-31 · CLEAN20.6

Earnings quality

Beneish M-Score -2.78 — no manipulation profile

trend: flat

Trend

Source: 10-K on SEC.gov (filed 2017-03-16) ↗

Evidence — inputs and thresholds

{
  "m_score": -2.779,
  "threshold": -1.78,
  "ratios": {
    "DSRI": 1.293,
    "GMI": 0.971,
    "AQI": 0.8,
    "SGI": 1.285,
    "DEPI": 0.962,
    "SGAI": 1,
    "LVGI": 1.733,
    "TATA": -0.103
  },
  "defaulted_to_neutral": [
    "SGAI"
  ],
  "sloan_accruals": -0.1104,
  "inputs": {
    "revenue_t": 589319903,
    "revenue_t1": 458647940,
    "total_assets_t": 167848523,
    "net_income_t": -16143769,
    "cfo_t": 1170775
  },
  "stale": false,
  "latest_filing_period": "2016-12-31",
  "source": {
    "url": "https://www.sec.gov/Archives/edgar/data/1614818/000161481817000003/0001614818-17-000003-index.htm",
    "form": "10-K",
    "filed": "2017-03-16"
  }
}

P-05 · FY 2015-12-31 · CLEAN0.0

Tax arbitrage

ETR 54.1% — within normal range of statutory

trend: flat

Trend

Source: 10-K on SEC.gov (filed 2017-03-16) ↗

Evidence — inputs and thresholds

{
  "etr_by_year": {
    "2015-12-31": 0.5413
  },
  "statutory_rate": 0.21,
  "gap_by_year": {
    "2015-12-31": -0.3313
  },
  "note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
  "stale": false,
  "latest_filing_period": "2016-12-31",
  "source": {
    "url": "https://www.sec.gov/Archives/edgar/data/1614818/000161481817000003/0001614818-17-000003-index.htm",
    "form": "10-K",
    "filed": "2017-03-16"
  }
}