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CIK 1703489

PDL Community Bancorp
CIK 0001703489 ยท EDGAR โ†—
cleanelevatedtriggeredno dataplanned
0.0
composite ยท 2 signals ยท CLEAN

Every card below shows the score and the exact filing data it was computed from โ€” no unexplained numbers. Some signals (P-02, P-03, P-08, P-09, P-10, P-11) pull live documents from SEC EDGAR the first time you view this company; a few of those (P-03, P-10, P-11) use AI to read the filing text, but every AI claim must quote the actual document verbatim or it's discarded โ€” never a guess.

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Signals

P-05 ยท FY 2020-12-31 ยท CLEAN0.0

Tax arbitrage

ETR 26.4% โ€” within normal range of statutory
trend: flat
Trend
Source: 10-K on SEC.gov (filed 2021-03-29) โ†—
Evidence โ€” inputs and thresholds
{
  "etr_by_year": {
    "2020-12-31": 0.264,
    "2018-12-31": 0.2952
  },
  "statutory_rate": 0.21,
  "gap_by_year": {
    "2020-12-31": -0.054,
    "2018-12-31": -0.0852
  },
  "note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
  "stale": false,
  "latest_filing_period": "2020-12-31",
  "source": {
    "url": "https://www.sec.gov/Archives/edgar/data/1703489/000156459021015910/0001564590-21-015910-index.htm",
    "form": "10-K",
    "filed": "2021-03-29"
  }
}
P-07 ยท FY 2018-12-31 ยท CLEAN0.0

Pension underfunding

[FY2018 data, stale โ€” no more recent pension disclosure in XBRL] DB plan 101% funded
trend: flat
Trend
Source: 10-K on SEC.gov (filed 2020-03-17) โ†—
Evidence โ€” inputs and thresholds
{
  "benefit_obligation": 14244000,
  "plan_assets": 14416000,
  "funded_ratio": 1.0121,
  "deficit": 172000,
  "deficit_vs_equity": null,
  "thresholds": {
    "elevated": "<90% funded",
    "triggered": "<80% funded or deficit >25% of equity"
  },
  "stale": true,
  "latest_filing_period": "2020-12-31",
  "source": {
    "url": "https://www.sec.gov/Archives/edgar/data/1703489/000156459020011454/0001564590-20-011454-index.htm",
    "form": "10-K",
    "filed": "2020-03-17"
  }
}