Every card below shows the score and the exact filing data it was computed from — no unexplained numbers. Some signals (P-02, P-03, P-08, P-09, P-10, P-11) pull live documents from SEC EDGAR the first time you view this company; a few of those (P-03, P-10, P-11) use AI to read the filing text, but every AI claim must quote the actual document verbatim or it's discarded — never a guess.
Ask follow-up questions about the latest 10-K, with citations verified against the actual text. No account needed.
Run the bounded investigation agent — reads this company's signals and writes a short, cited summary.
{
"icr_by_year": {
"2021-12-31": 3.354,
"2020-12-31": -0.056,
"2019-12-31": 1.249,
"2018-12-31": 2.355
},
"consecutive_years_below_1": 0,
"altman_z_double_prime": -1.635,
"definitions": {
"zombie": "ICR<1 for 3+ consecutive FYs (BIS 2018)",
"z_distress": "<1.1 distress, 1.1-2.6 gray, >2.6 safe"
},
"inputs": {
"ebit_t": 3163966,
"interest_expense_t": 943442
},
"stale": false,
"latest_filing_period": "2021-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1776048/000109991022000055/0001099910-22-000055-index.htm",
"form": "10-K",
"filed": "2022-03-31"
}
}{
"m_score": -3.845,
"threshold": -1.78,
"ratios": {
"DSRI": 0.751,
"GMI": 0.709,
"AQI": 0.508,
"SGI": 2.013,
"DEPI": 1.336,
"SGAI": 1,
"LVGI": 0.769,
"TATA": -0.385
},
"defaulted_to_neutral": [
"SGAI"
],
"sloan_accruals": -0.3563,
"inputs": {
"revenue_t": 24721838,
"revenue_t1": 12279120,
"total_assets_t": 10785501,
"net_income_t": 1631747,
"cfo_t": 5783721
},
"stale": false,
"latest_filing_period": "2021-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1776048/000109991022000055/0001099910-22-000055-index.htm",
"form": "10-K",
"filed": "2022-03-31"
}
}{
"etr_by_year": {
"2021-12-31": 0.314
},
"statutory_rate": 0.21,
"gap_by_year": {
"2021-12-31": -0.104
},
"note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
"stale": false,
"latest_filing_period": "2021-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1776048/000109991022000055/0001099910-22-000055-index.htm",
"form": "10-K",
"filed": "2022-03-31"
}
}{
"f_score": 0.362,
"probability": 0.00134,
"components": {
"rsst": -0.3563,
"drec": 0.0338,
"dinv": -0.059,
"soft": 0.7894,
"dcs": 0.9812,
"droa": 0.1978,
"issue": 0
},
"model": "Dechow et al. 2011, Model 1 (simplified RSST)",
"thresholds": {
"elevated": 1,
"triggered": 1.85
},
"stale": false,
"latest_filing_period": "2021-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1776048/000109991022000055/0001099910-22-000055-index.htm",
"form": "10-K",
"filed": "2022-03-31"
}
}