Every card below shows the score and the exact filing data it was computed from — no unexplained numbers. Some signals (P-02, P-03, P-08, P-09, P-10, P-11) pull live documents from SEC EDGAR the first time you view this company; a few of those (P-03, P-10, P-11) use AI to read the filing text, but every AI claim must quote the actual document verbatim or it's discarded — never a guess.
Ask follow-up questions about the latest 10-K, with citations verified against the actual text. No account needed.
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{
"benefit_obligation": 14083000,
"plan_assets": 12009000,
"funded_ratio": 0.8527,
"deficit": -2074000,
"deficit_vs_equity": null,
"thresholds": {
"elevated": "<90% funded",
"triggered": "<80% funded or deficit >25% of equity"
},
"stale": false,
"latest_filing_period": "2025-03-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1883788/000149315225018682/0001493152-25-018682-index.htm",
"form": "10-K",
"filed": "2025-10-20"
}
}{
"f_score": 1.359,
"probability": 0.00503,
"components": {
"rsst": -0.1451,
"drec": -0.0623,
"dinv": -0.025,
"soft": 0.9068,
"dcs": 0.0053,
"droa": -0.088,
"issue": 1
},
"model": "Dechow et al. 2011, Model 1 (simplified RSST)",
"thresholds": {
"elevated": 1,
"triggered": 1.85
},
"stale": false,
"latest_filing_period": "2025-03-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1883788/000149315225018682/0001493152-25-018682-index.htm",
"form": "10-K",
"filed": "2025-10-20"
}
}{
"icr_by_year": {
"2025-03-31": null,
"2024-03-31": -3.772,
"2023-12-31": null,
"2023-03-31": 2.56
},
"consecutive_years_below_1": 1,
"altman_z_double_prime": -7.49,
"definitions": {
"zombie": "ICR<1 for 3+ consecutive FYs (BIS 2018)",
"z_distress": "<1.1 distress, 1.1-2.6 gray, >2.6 safe"
},
"inputs": {
"ebit_t": -2614000,
"interest_expense_t": 693000
},
"stale": false,
"latest_filing_period": "2025-03-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1883788/000149315225018682/0001493152-25-018682-index.htm",
"form": "10-K",
"filed": "2025-10-20"
}
}{
"m_score": -3.893,
"threshold": -1.78,
"ratios": {
"DSRI": 0.641,
"GMI": 0.901,
"AQI": 0.825,
"SGI": 0.975,
"DEPI": 1,
"SGAI": 1.193,
"LVGI": 1.343,
"TATA": -0.169
},
"defaulted_to_neutral": [
"DEPI"
],
"sloan_accruals": -0.1451,
"inputs": {
"revenue_t": 62864000,
"revenue_t1": 64473000,
"total_assets_t": 26752000,
"net_income_t": -8676000,
"cfo_t": -4144000
},
"stale": false,
"latest_filing_period": "2025-03-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1883788/000149315225018682/0001493152-25-018682-index.htm",
"form": "10-K",
"filed": "2025-10-20"
}
}{
"etr_by_year": {
"2023-03-31": 2.01
},
"statutory_rate": 0.21,
"gap_by_year": {
"2023-03-31": -1.8
},
"note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
"stale": true,
"latest_filing_period": "2025-03-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1883788/000095017024083628/0000950170-24-083628-index.htm",
"form": "10-K",
"filed": "2024-07-15"
}
}