Every card below shows the score and the exact filing data it was computed from — no unexplained numbers. Some signals (P-02, P-03, P-08, P-09, P-10, P-11) pull live documents from SEC EDGAR the first time you view this company; a few of those (P-03, P-10, P-11) use AI to read the filing text, but every AI claim must quote the actual document verbatim or it's discarded — never a guess.
Ask follow-up questions about the latest 10-K, with citations verified against the actual text. No account needed.
Run the bounded investigation agent — reads this company's signals and writes a short, cited summary.
{
"m_score": -2.403,
"threshold": -1.78,
"ratios": {
"DSRI": 1.136,
"GMI": 1,
"AQI": 0.951,
"SGI": 1.108,
"DEPI": 1.227,
"SGAI": 0.986,
"LVGI": 0.999,
"TATA": -0.033
},
"defaulted_to_neutral": [],
"sloan_accruals": -0.0344,
"inputs": {
"revenue_t": 1405397000,
"revenue_t1": 1268085000,
"total_assets_t": 1752644000,
"net_income_t": 182014000,
"cfo_t": 239461000
},
"stale": false,
"latest_filing_period": "2014-06-30",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/320345/000032034514000012/0000320345-14-000012-index.htm",
"form": "10-K",
"filed": "2014-08-22"
}
}{
"etr_by_year": {
"2014-06-30": 0.303,
"2013-06-30": 0.265,
"2012-06-30": 0.2955
},
"statutory_rate": 0.21,
"gap_by_year": {
"2014-06-30": -0.093,
"2013-06-30": -0.055,
"2012-06-30": -0.0855
},
"note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
"stale": false,
"latest_filing_period": "2014-06-30",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/320345/000032034514000012/0000320345-14-000012-index.htm",
"form": "10-K",
"filed": "2014-08-22"
}
}{
"benefit_obligation": 45626000,
"plan_assets": 46062000,
"funded_ratio": 1.0096,
"deficit": 436000,
"deficit_vs_equity": null,
"thresholds": {
"elevated": "<90% funded",
"triggered": "<80% funded or deficit >25% of equity"
},
"stale": false,
"latest_filing_period": "2014-06-30",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/320345/000032034514000012/0000320345-14-000012-index.htm",
"form": "10-K",
"filed": "2014-08-22"
}
}{
"f_score": 0.366,
"probability": 0.00135,
"components": {
"rsst": -0.0344,
"drec": 0.0354,
"dinv": 0.005,
"soft": 0.6095,
"dcs": 0.0616,
"droa": -0.004,
"issue": 0
},
"model": "Dechow et al. 2011, Model 1 (simplified RSST)",
"thresholds": {
"elevated": 1,
"triggered": 1.85
},
"stale": false,
"latest_filing_period": "2014-06-30",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/320345/000032034514000012/0000320345-14-000012-index.htm",
"form": "10-K",
"filed": "2014-08-22"
}
}