Every card below shows the score and the exact filing data it was computed from — no unexplained numbers. Some signals (P-02, P-03, P-08, P-09, P-10, P-11) pull live documents from SEC EDGAR the first time you view this company; a few of those (P-03, P-10, P-11) use AI to read the filing text, but every AI claim must quote the actual document verbatim or it's discarded — never a guess.
Ask follow-up questions about the latest 10-K, with citations verified against the actual text. No account needed.
Run the bounded investigation agent — reads this company's signals and writes a short, cited summary.
{
"etr_by_year": {
"2020-09-30": 0.2234,
"2019-09-30": 0.1985,
"2018-09-30": -5.6179
},
"statutory_rate": 0.21,
"gap_by_year": {
"2020-09-30": -0.0134,
"2019-09-30": 0.0115,
"2018-09-30": 5.8279
},
"note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
"stale": false,
"latest_filing_period": "2020-09-30",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/49728/000004972820000089/0000049728-20-000089-index.htm",
"form": "10-K",
"filed": "2020-11-20"
}
}{
"icr_by_year": {
"2020-09-30": 7.047,
"2019-09-30": 4.601,
"2018-09-30": 2.373,
"2017-09-30": 1.156
},
"consecutive_years_below_1": 0,
"altman_z_double_prime": 2.87,
"definitions": {
"zombie": "ICR<1 for 3+ consecutive FYs (BIS 2018)",
"z_distress": "<1.1 distress, 1.1-2.6 gray, >2.6 safe"
},
"inputs": {
"ebit_t": 10134000,
"interest_expense_t": 1438000
},
"stale": false,
"latest_filing_period": "2020-09-30",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/49728/000004972820000089/0000049728-20-000089-index.htm",
"form": "10-K",
"filed": "2020-11-20"
}
}