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CIK 702325

FIRST MIDWEST BANCORP INC
CIK 0000702325 ยท EDGAR โ†—
cleanelevatedtriggeredno dataplanned
0.0
composite ยท 2 signals ยท CLEAN

Every card below shows the score and the exact filing data it was computed from โ€” no unexplained numbers. Some signals (P-02, P-03, P-08, P-09, P-10, P-11) pull live documents from SEC EDGAR the first time you view this company; a few of those (P-03, P-10, P-11) use AI to read the filing text, but every AI claim must quote the actual document verbatim or it's discarded โ€” never a guess.

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Signals

P-05 ยท FY 2020-12-31 ยท CLEAN0.0

Tax arbitrage

ETR 20.1% โ€” within normal range of statutory
trend: flat
Trend
Source: 10-K on SEC.gov (filed 2021-03-01) โ†—
Evidence โ€” inputs and thresholds
{
  "etr_by_year": {
    "2020-12-31": 0.2006,
    "2019-12-31": 0.2489,
    "2018-12-31": 0.1989
  },
  "statutory_rate": 0.21,
  "gap_by_year": {
    "2020-12-31": 0.0094,
    "2019-12-31": -0.0389,
    "2018-12-31": 0.0111
  },
  "note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
  "stale": false,
  "latest_filing_period": "2020-12-31",
  "source": {
    "url": "https://www.sec.gov/Archives/edgar/data/702325/000162828021003667/0001628280-21-003667-index.htm",
    "form": "10-K",
    "filed": "2021-03-01"
  }
}
P-07 ยท FY 2020-12-31 ยท CLEAN0.0

Pension underfunding

DB plan 121% funded
trend: flat
Trend
Source: 10-K on SEC.gov (filed 2021-03-01) โ†—
Evidence โ€” inputs and thresholds
{
  "benefit_obligation": 75278000,
  "plan_assets": 91133000,
  "funded_ratio": 1.2106,
  "deficit": 15855000,
  "deficit_vs_equity": null,
  "thresholds": {
    "elevated": "<90% funded",
    "triggered": "<80% funded or deficit >25% of equity"
  },
  "stale": false,
  "latest_filing_period": "2020-12-31",
  "source": {
    "url": "https://www.sec.gov/Archives/edgar/data/702325/000162828021003667/0001628280-21-003667-index.htm",
    "form": "10-K",
    "filed": "2021-03-01"
  }
}