STRATUMfiling intelligence๐Ÿ‡ฎ๐Ÿ‡ณ Indian private portal

CIK 706688

AARON'S INC
CIK 0000706688 ยท EDGAR โ†—
cleanelevatedtriggeredno dataplanned
16.8
composite ยท 4 signals ยท CLEAN

Every card below shows the score and the exact filing data it was computed from โ€” no unexplained numbers. Some signals (P-02, P-03, P-08, P-09, P-10, P-11) pull live documents from SEC EDGAR the first time you view this company; a few of those (P-03, P-10, P-11) use AI to read the filing text, but every AI claim must quote the actual document verbatim or it's discarded โ€” never a guess.

Chat with this filing โ†’

Ask follow-up questions about the latest 10-K, with citations verified against the actual text. No account needed.

Investigation memo โ€” generate one โ†’

Run the bounded investigation agent โ€” reads this company's signals and writes a short, cited summary.

Signals

P-01 ยท FY 2019-12-31 ยท CLEAN21.2

Earnings quality

Beneish M-Score -2.76 โ€” no manipulation profile
trend: flat
Trend
Source: 10-K on SEC.gov (filed 2020-02-20) โ†—
Evidence โ€” inputs and thresholds
{
  "m_score": -2.76,
  "threshold": -1.78,
  "ratios": {
    "DSRI": 1,
    "GMI": 1,
    "AQI": 1.01,
    "SGI": 1.031,
    "DEPI": 0.93,
    "SGAI": 1,
    "LVGI": 0.688,
    "TATA": -0.087
  },
  "defaulted_to_neutral": [
    "DSRI",
    "GMI",
    "SGAI"
  ],
  "sloan_accruals": -0.0933,
  "inputs": {
    "revenue_t": 3947656000,
    "revenue_t1": 3828923000,
    "total_assets_t": 3297800000,
    "net_income_t": 31472000,
    "cfo_t": 317185000
  },
  "stale": false,
  "latest_filing_period": "2019-12-31",
  "source": {
    "url": "https://www.sec.gov/Archives/edgar/data/706688/000070668820000012/0000706688-20-000012-index.htm",
    "form": "10-K",
    "filed": "2020-02-20"
  }
}
P-05 ยท FY 2019-12-31 ยท CLEAN0.0

Tax arbitrage

ETR 66.1% โ€” within normal range of statutory
trend: flat
Trend
Source: 10-K on SEC.gov (filed 2020-02-20) โ†—
Evidence โ€” inputs and thresholds
{
  "etr_by_year": {
    "2019-12-31": 0.6608,
    "2018-12-31": 0.222,
    "2017-12-31": -0.2211
  },
  "statutory_rate": 0.21,
  "gap_by_year": {
    "2019-12-31": -0.4508,
    "2018-12-31": -0.012,
    "2017-12-31": 0.4311
  },
  "note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
  "stale": false,
  "latest_filing_period": "2019-12-31",
  "source": {
    "url": "https://www.sec.gov/Archives/edgar/data/706688/000070668820000012/0000706688-20-000012-index.htm",
    "form": "10-K",
    "filed": "2020-02-20"
  }
}
P-12 ยท FY 2019-12-31 ยท CLEAN20.1

Restatement predictor

F-Score 0.60 โ€” at or below the population base rate
trend: flat
Trend
Source: 10-K on SEC.gov (filed 2020-02-20) โ†—
Evidence โ€” inputs and thresholds
{
  "f_score": 0.602,
  "probability": 0.00223,
  "components": {
    "rsst": -0.0933,
    "drec": null,
    "dinv": null,
    "soft": 0.9104,
    "dcs": 0.031,
    "droa": -0.0599,
    "issue": 0
  },
  "model": "Dechow et al. 2011, Model 1 (simplified RSST)",
  "thresholds": {
    "elevated": 1,
    "triggered": 1.85
  },
  "stale": false,
  "latest_filing_period": "2019-12-31",
  "source": {
    "url": "https://www.sec.gov/Archives/edgar/data/706688/000070668820000012/0000706688-20-000012-index.htm",
    "form": "10-K",
    "filed": "2020-02-20"
  }
}
P-13 ยท FY 2019-12-31 ยท CLEAN0.0

Zombie / distress

Interest coverage 6.24x โ€” servicing debt from operations
trend: flat
Trend
Source: 10-K on SEC.gov (filed 2020-02-20) โ†—
Evidence โ€” inputs and thresholds
{
  "icr_by_year": {
    "2019-12-31": 6.24,
    "2018-12-31": 17.616,
    "2017-12-31": 12.401,
    "2016-12-31": 10.375
  },
  "consecutive_years_below_1": 0,
  "altman_z_double_prime": 3.391,
  "definitions": {
    "zombie": "ICR<1 for 3+ consecutive FYs (BIS 2018)",
    "z_distress": "<1.1 distress, 1.1-2.6 gray, >2.6 safe"
  },
  "inputs": {
    "ebit_t": 105874000,
    "interest_expense_t": 16967000
  },
  "stale": false,
  "latest_filing_period": "2019-12-31",
  "source": {
    "url": "https://www.sec.gov/Archives/edgar/data/706688/000070668820000012/0000706688-20-000012-index.htm",
    "form": "10-K",
    "filed": "2020-02-20"
  }
}