Every card below shows the score and the exact filing data it was computed from — no unexplained numbers. Some signals (P-02, P-03, P-08, P-09, P-10, P-11) pull live documents from SEC EDGAR the first time you view this company; a few of those (P-03, P-10, P-11) use AI to read the filing text, but every AI claim must quote the actual document verbatim or it's discarded — never a guess.
Ask follow-up questions about the latest 10-K, with citations verified against the actual text. No account needed.
Run the bounded investigation agent — reads this company's signals and writes a short, cited summary.
{
"benefit_obligation": 8908000,
"plan_assets": 5857000,
"funded_ratio": 0.6575,
"deficit": -3051000,
"deficit_vs_equity": 0.0091,
"thresholds": {
"elevated": "<90% funded",
"triggered": "<80% funded or deficit >25% of equity"
},
"stale": false,
"latest_filing_period": "2014-03-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/778734/000114420414035200/0001144204-14-035200-index.htm",
"form": "10-K",
"filed": "2014-06-03"
}
}{
"m_score": -2.319,
"threshold": -1.78,
"ratios": {
"DSRI": 0.98,
"GMI": 0.983,
"AQI": 0.996,
"SGI": 1.189,
"DEPI": 1.039,
"SGAI": 1.009,
"LVGI": 0.947,
"TATA": 0
},
"defaulted_to_neutral": [
"TATA"
],
"sloan_accruals": null,
"inputs": {
"revenue_t": 412665000,
"revenue_t1": 346968000,
"total_assets_t": 541660000,
"net_income_t": 37755000,
"cfo_t": null
},
"stale": false,
"latest_filing_period": "2014-03-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/778734/000114420414035200/0001144204-14-035200-index.htm",
"form": "10-K",
"filed": "2014-06-03"
}
}{
"etr_by_year": {
"2014-03-31": 0.2139,
"2013-03-31": 0.1962,
"2012-03-31": 0.1817
},
"statutory_rate": 0.21,
"gap_by_year": {
"2014-03-31": -0.0039,
"2013-03-31": 0.0138,
"2012-03-31": 0.0283
},
"note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
"stale": false,
"latest_filing_period": "2014-03-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/778734/000114420414035200/0001144204-14-035200-index.htm",
"form": "10-K",
"filed": "2014-06-03"
}
}{
"f_score": 0.512,
"probability": 0.00189,
"components": {
"rsst": null,
"drec": 0.0189,
"dinv": 0.0249,
"soft": 0.7651,
"dcs": 0.1625,
"droa": -0.007,
"issue": 0
},
"model": "Dechow et al. 2011, Model 1 (simplified RSST)",
"thresholds": {
"elevated": 1,
"triggered": 1.85
},
"stale": false,
"latest_filing_period": "2014-03-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/778734/000114420414035200/0001144204-14-035200-index.htm",
"form": "10-K",
"filed": "2014-06-03"
}
}{
"icr_by_year": {
"2014-03-31": 15.572,
"2013-03-31": 15.058,
"2012-03-31": 13.954,
"2011-03-31": 11.867
},
"consecutive_years_below_1": 0,
"altman_z_double_prime": 5.147,
"definitions": {
"zombie": "ICR<1 for 3+ consecutive FYs (BIS 2018)",
"z_distress": "<1.1 distress, 1.1-2.6 gray, >2.6 safe"
},
"inputs": {
"ebit_t": 50032000,
"interest_expense_t": 3213000
},
"stale": false,
"latest_filing_period": "2014-03-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/778734/000114420414035200/0001144204-14-035200-index.htm",
"form": "10-K",
"filed": "2014-06-03"
}
}