Every card below shows the score and the exact filing data it was computed from — no unexplained numbers. Some signals (P-02, P-03, P-08, P-09, P-10, P-11) pull live documents from SEC EDGAR the first time you view this company; a few of those (P-03, P-10, P-11) use AI to read the filing text, but every AI claim must quote the actual document verbatim or it's discarded — never a guess.
Ask follow-up questions about the latest 10-K, with citations verified against the actual text. No account needed.
Run the bounded investigation agent — reads this company's signals and writes a short, cited summary.
{
"benefit_obligation": 2555000,
"plan_assets": 0,
"funded_ratio": 0,
"deficit": -2555000,
"deficit_vs_equity": 0.0083,
"thresholds": {
"elevated": "<90% funded",
"triggered": "<80% funded or deficit >25% of equity"
},
"stale": true,
"latest_filing_period": "2023-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/809248/000080924821000050/0000809248-21-000050-index.htm",
"form": "10-K",
"filed": "2021-03-11"
}
}{
"icr_by_year": {
"2023-12-31": 2.284,
"2023-01-01": -1.476,
"2022-01-02": -0.377,
"2021-01-03": 0.151
},
"consecutive_years_below_1": 0,
"altman_z_double_prime": -0.226,
"definitions": {
"zombie": "ICR<1 for 3+ consecutive FYs (BIS 2018)",
"z_distress": "<1.1 distress, 1.1-2.6 gray, >2.6 safe"
},
"inputs": {
"ebit_t": 66506000,
"interest_expense_t": 29112000
},
"stale": false,
"latest_filing_period": "2023-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/809248/000080924824000048/0000809248-24-000048-index.htm",
"form": "10-K",
"filed": "2024-03-08"
}
}{
"etr_by_year": {
"2023-12-31": 0.1169
},
"statutory_rate": 0.21,
"gap_by_year": {
"2023-12-31": 0.0931
},
"note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
"stale": false,
"latest_filing_period": "2023-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/809248/000080924824000048/0000809248-24-000048-index.htm",
"form": "10-K",
"filed": "2024-03-08"
}
}