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{
"benefit_obligation": 12300000,
"plan_assets": 5400000,
"funded_ratio": 0.439,
"deficit": -6800000,
"deficit_vs_equity": 0.0038,
"thresholds": {
"elevated": "<90% funded",
"triggered": "<80% funded or deficit >25% of equity"
},
"stale": false,
"latest_filing_period": "2025-10-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/771497/000077149725000031/0000771497-25-000031-index.htm",
"form": "10-K",
"filed": "2025-12-19"
}
}{
"f_score": 1.795,
"probability": 0.00664,
"components": {
"rsst": -0.0139,
"drec": null,
"dinv": null,
"soft": 0.9466,
"dcs": 0.0462,
"droa": 0.0148,
"issue": 1
},
"model": "Dechow et al. 2011, Model 1 (simplified RSST)",
"thresholds": {
"elevated": 1,
"triggered": 1.85
},
"stale": false,
"latest_filing_period": "2025-10-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/771497/000077149725000031/0000771497-25-000031-index.htm",
"form": "10-K",
"filed": "2025-12-19"
}
}{
"m_score": -2.491,
"threshold": -1.78,
"ratios": {
"DSRI": 1,
"GMI": 1.006,
"AQI": 0.966,
"SGI": 1.046,
"DEPI": 1.11,
"SGAI": 0.871,
"LVGI": 1.037,
"TATA": -0.014
},
"defaulted_to_neutral": [
"DSRI"
],
"sloan_accruals": -0.0139,
"inputs": {
"revenue_t": 8745900000,
"revenue_t1": 8359400000,
"total_assets_t": 5269500000,
"net_income_t": 162400000,
"cfo_t": 234400000
},
"stale": false,
"latest_filing_period": "2025-10-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/771497/000077149725000031/0000771497-25-000031-index.htm",
"form": "10-K",
"filed": "2025-12-19"
}
}{
"etr_by_year": {
"2025-10-31": 0.2619,
"2024-10-31": 0.3907,
"2023-10-31": 0.2407
},
"statutory_rate": 0.21,
"gap_by_year": {
"2025-10-31": -0.0519,
"2024-10-31": -0.1807,
"2023-10-31": -0.0307
},
"note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
"stale": false,
"latest_filing_period": "2025-10-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/771497/000077149725000031/0000771497-25-000031-index.htm",
"form": "10-K",
"filed": "2025-12-19"
}
}{
"icr_by_year": {
"2025-10-31": null,
"2024-10-31": null,
"2023-10-31": 4.976,
"2022-10-31": 8.487
},
"consecutive_years_below_1": 0,
"altman_z_double_prime": 2.642,
"definitions": {
"zombie": "ICR<1 for 3+ consecutive FYs (BIS 2018)",
"z_distress": "<1.1 distress, 1.1-2.6 gray, >2.6 safe"
},
"inputs": {
"ebit_t": 409500000,
"interest_expense_t": 82300000
},
"stale": true,
"latest_filing_period": "2025-10-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/771497/000077149725000031/0000771497-25-000031-index.htm",
"form": "10-K",
"filed": "2025-12-19"
}
}