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{
"benefit_obligation": 91600000,
"plan_assets": 80800000,
"funded_ratio": 0.8821,
"deficit": -10800000,
"deficit_vs_equity": null,
"thresholds": {
"elevated": "<90% funded",
"triggered": "<80% funded or deficit >25% of equity"
},
"stale": true,
"latest_filing_period": "2026-01-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/769397/000076939721000014/0000769397-21-000014-index.htm",
"form": "10-K",
"filed": "2021-03-19"
}
}{
"f_score": 1.441,
"probability": 0.00533,
"components": {
"rsst": -0.114,
"drec": 0.037,
"dinv": null,
"soft": 0.8099,
"dcs": 0.105,
"droa": -0.0125,
"issue": 1
},
"model": "Dechow et al. 2011, Model 1 (simplified RSST)",
"thresholds": {
"elevated": 1,
"triggered": 1.85
},
"stale": false,
"latest_filing_period": "2026-01-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/769397/000076939726000015/0000769397-26-000015-index.htm",
"form": "10-K",
"filed": "2026-03-03"
}
}{
"icr_by_year": {
"2026-01-31": 19.725,
"2025-01-31": 19.07,
"2024-01-31": 15.887,
"2023-01-31": 11.916
},
"consecutive_years_below_1": 0,
"altman_z_double_prime": 0.405,
"definitions": {
"zombie": "ICR<1 for 3+ consecutive FYs (BIS 2018)",
"z_distress": "<1.1 distress, 1.1-2.6 gray, >2.6 safe"
},
"inputs": {
"ebit_t": 1578000000,
"interest_expense_t": 80000000
},
"stale": false,
"latest_filing_period": "2026-01-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/769397/000076939726000015/0000769397-26-000015-index.htm",
"form": "10-K",
"filed": "2026-03-03"
}
}{
"m_score": -2.661,
"threshold": -1.78,
"ratios": {
"DSRI": 1.215,
"GMI": 0.996,
"AQI": 0.889,
"SGI": 1.175,
"DEPI": 1,
"SGAI": 1,
"LVGI": 0.969,
"TATA": -0.107
},
"defaulted_to_neutral": [
"DEPI",
"SGAI"
],
"sloan_accruals": -0.114,
"inputs": {
"revenue_t": 7206000000,
"revenue_t1": 6131000000,
"total_assets_t": 12467000000,
"net_income_t": 1124000000,
"cfo_t": 2452000000
},
"stale": false,
"latest_filing_period": "2026-01-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/769397/000076939726000015/0000769397-26-000015-index.htm",
"form": "10-K",
"filed": "2026-03-03"
}
}{
"etr_by_year": {
"2026-01-31": 0.2988,
"2025-01-31": 0.1965,
"2024-01-31": 0.2025
},
"statutory_rate": 0.21,
"gap_by_year": {
"2026-01-31": -0.0888,
"2025-01-31": 0.0135,
"2024-01-31": 0.0075
},
"note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
"stale": false,
"latest_filing_period": "2026-01-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/769397/000076939726000015/0000769397-26-000015-index.htm",
"form": "10-K",
"filed": "2026-03-03"
}
}