Every card below shows the score and the exact filing data it was computed from — no unexplained numbers. Some signals (P-02, P-03, P-08, P-09, P-10, P-11) pull live documents from SEC EDGAR the first time you view this company; a few of those (P-03, P-10, P-11) use AI to read the filing text, but every AI claim must quote the actual document verbatim or it's discarded — never a guess.
Ask follow-up questions about the latest 10-K, with citations verified against the actual text. No account needed.
Run the bounded investigation agent — reads this company's signals and writes a short, cited summary.
{
"etr_by_year": {
"2025-05-31": 0.3467,
"2024-05-31": -0.1235,
"2023-05-31": 0.1123
},
"statutory_rate": 0.21,
"gap_by_year": {
"2025-05-31": -0.1367,
"2024-05-31": 0.3335,
"2023-05-31": 0.0977
},
"note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
"stale": false,
"latest_filing_period": "2025-05-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1718500/000152013825000275/0001520138-25-000275-index.htm",
"form": "10-K",
"filed": "2025-08-21"
}
}{
"m_score": -2.815,
"threshold": -1.78,
"ratios": {
"DSRI": 1,
"GMI": 1.034,
"AQI": 0.994,
"SGI": 0.955,
"DEPI": 1,
"SGAI": 1,
"LVGI": 0.754,
"TATA": -0.083
},
"defaulted_to_neutral": [
"DSRI",
"DEPI",
"SGAI"
],
"sloan_accruals": -0.0901,
"inputs": {
"revenue_t": 26257522,
"revenue_t1": 27498539,
"total_assets_t": 12869795,
"net_income_t": 854988,
"cfo_t": 1928661
},
"stale": false,
"latest_filing_period": "2025-05-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1718500/000152013825000275/0001520138-25-000275-index.htm",
"form": "10-K",
"filed": "2025-08-21"
}
}{
"f_score": 0.311,
"probability": 0.00115,
"components": {
"rsst": -0.0901,
"drec": null,
"dinv": -0.0722,
"soft": 0.5973,
"dcs": -0.0451,
"droa": -0.1161,
"issue": 0
},
"model": "Dechow et al. 2011, Model 1 (simplified RSST)",
"thresholds": {
"elevated": 1,
"triggered": 1.85
},
"stale": false,
"latest_filing_period": "2025-05-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1718500/000152013825000275/0001520138-25-000275-index.htm",
"form": "10-K",
"filed": "2025-08-21"
}
}{
"icr_by_year": {
"2025-05-31": null,
"2024-05-31": 342.3,
"2023-05-31": 787.073,
"2022-05-31": -32.344
},
"consecutive_years_below_1": 0,
"altman_z_double_prime": 6.435,
"definitions": {
"zombie": "ICR<1 for 3+ consecutive FYs (BIS 2018)",
"z_distress": "<1.1 distress, 1.1-2.6 gray, >2.6 safe"
},
"inputs": {
"ebit_t": 1503380,
"interest_expense_t": 4392
},
"stale": false,
"latest_filing_period": "2025-05-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1718500/000152013825000275/0001520138-25-000275-index.htm",
"form": "10-K",
"filed": "2025-08-21"
}
}