Every card below shows the score and the exact filing data it was computed from — no unexplained numbers. Some signals (P-02, P-03, P-08, P-09, P-10, P-11) pull live documents from SEC EDGAR the first time you view this company; a few of those (P-03, P-10, P-11) use AI to read the filing text, but every AI claim must quote the actual document verbatim or it's discarded — never a guess.
Ask follow-up questions about the latest 10-K, with citations verified against the actual text. No account needed.
Run the bounded investigation agent — reads this company's signals and writes a short, cited summary.
{
"etr_by_year": {
"2025-09-30": 0.3024,
"2024-09-30": 0.2615,
"2023-09-30": 0.2334
},
"statutory_rate": 0.21,
"gap_by_year": {
"2025-09-30": -0.0924,
"2024-09-30": -0.0515,
"2023-09-30": -0.0234
},
"note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
"stale": false,
"latest_filing_period": "2025-09-30",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/38777/000003877725000238/0000038777-25-000238-index.htm",
"form": "10-K",
"filed": "2025-11-10"
}
}{
"icr_by_year": {
"2025-09-30": 6.366,
"2024-09-30": 4.193,
"2023-09-30": 8.911,
"2022-09-30": 18.064
},
"consecutive_years_below_1": 0,
"altman_z_double_prime": 1.983,
"definitions": {
"zombie": "ICR<1 for 3+ consecutive FYs (BIS 2018)",
"z_distress": "<1.1 distress, 1.1-2.6 gray, >2.6 safe"
},
"inputs": {
"ebit_t": 604100000,
"interest_expense_t": 94900000
},
"stale": false,
"latest_filing_period": "2025-09-30",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/38777/000003877725000238/0000038777-25-000238-index.htm",
"form": "10-K",
"filed": "2025-11-10"
}
}