Every card below shows the score and the exact filing data it was computed from — no unexplained numbers. Some signals (P-02, P-03, P-08, P-09, P-10, P-11) pull live documents from SEC EDGAR the first time you view this company; a few of those (P-03, P-10, P-11) use AI to read the filing text, but every AI claim must quote the actual document verbatim or it's discarded — never a guess.
Ask follow-up questions about the latest 10-K, with citations verified against the actual text. No account needed.
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{
"benefit_obligation": 783000000,
"plan_assets": 573000000,
"funded_ratio": 0.7318,
"deficit": -210000000,
"deficit_vs_equity": 0.129,
"thresholds": {
"elevated": "<90% funded",
"triggered": "<80% funded or deficit >25% of equity"
},
"stale": true,
"latest_filing_period": "2026-04-30",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/14693/000001469314000014/0000014693-14-000014-index.htm",
"form": "10-K",
"filed": "2014-06-20"
}
}{
"m_score": -2.659,
"threshold": -1.78,
"ratios": {
"DSRI": 1.014,
"GMI": 0.974,
"AQI": 1.021,
"SGI": 0.988,
"DEPI": 1,
"SGAI": 1.098,
"LVGI": 0.97,
"TATA": -0.036
},
"defaulted_to_neutral": [
"DEPI"
],
"sloan_accruals": -0.0357,
"inputs": {
"revenue_t": 3928000000,
"revenue_t1": 3975000000,
"total_assets_t": 7894000000,
"net_income_t": 715000000,
"cfo_t": 1000000000
},
"stale": false,
"latest_filing_period": "2026-04-30",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/14693/000001469326000024/0000014693-26-000024-index.htm",
"form": "10-K",
"filed": "2026-06-12"
}
}{
"etr_by_year": {
"2026-04-30": 0.1921,
"2025-04-30": 0.1961,
"2024-04-30": 0.2111
},
"statutory_rate": 0.21,
"gap_by_year": {
"2026-04-30": 0.0179,
"2025-04-30": 0.0139,
"2024-04-30": -0.0011
},
"note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
"stale": false,
"latest_filing_period": "2026-04-30",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/14693/000001469326000024/0000014693-26-000024-index.htm",
"form": "10-K",
"filed": "2026-06-12"
}
}{
"f_score": 0.505,
"probability": 0.00187,
"components": {
"rsst": -0.0357,
"drec": 0.0003,
"dinv": 0.004,
"soft": 0.8196,
"dcs": -0.0123,
"droa": -0.0169,
"issue": 0
},
"model": "Dechow et al. 2011, Model 1 (simplified RSST)",
"thresholds": {
"elevated": 1,
"triggered": 1.85
},
"stale": false,
"latest_filing_period": "2026-04-30",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/14693/000001469326000024/0000014693-26-000024-index.htm",
"form": "10-K",
"filed": "2026-06-12"
}
}{
"icr_by_year": {
"2026-04-30": 9.718,
"2025-04-30": 9.074,
"2024-04-30": 11.134,
"2023-04-30": 12.522
},
"consecutive_years_below_1": 0,
"altman_z_double_prime": 6.298,
"definitions": {
"zombie": "ICR<1 for 3+ consecutive FYs (BIS 2018)",
"z_distress": "<1.1 distress, 1.1-2.6 gray, >2.6 safe"
},
"inputs": {
"ebit_t": 1001000000,
"interest_expense_t": 103000000
},
"stale": false,
"latest_filing_period": "2026-04-30",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/14693/000001469326000024/0000014693-26-000024-index.htm",
"form": "10-K",
"filed": "2026-06-12"
}
}