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{
"m_score": -2.444,
"threshold": -1.78,
"ratios": {
"DSRI": 1,
"GMI": 1,
"AQI": 1.001,
"SGI": 1.053,
"DEPI": 1,
"SGAI": 1,
"LVGI": 1,
"TATA": -0.002
},
"defaulted_to_neutral": [
"DSRI",
"GMI",
"DEPI",
"SGAI",
"LVGI"
],
"sloan_accruals": -0.0009,
"inputs": {
"revenue_t": 190750000,
"revenue_t1": 181187000,
"total_assets_t": 2606024000,
"net_income_t": 35116000,
"cfo_t": 37437000
},
"stale": false,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/708781/000070878126000010/0000708781-26-000010-index.htm",
"form": "10-K",
"filed": "2026-03-06"
}
}{
"etr_by_year": {
"2025-12-31": 0.1973,
"2024-12-31": 0.2084,
"2023-12-31": 0.1907
},
"statutory_rate": 0.21,
"gap_by_year": {
"2025-12-31": 0.0127,
"2024-12-31": 0.0016,
"2023-12-31": 0.0193
},
"note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
"stale": false,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/708781/000070878126000010/0000708781-26-000010-index.htm",
"form": "10-K",
"filed": "2026-03-06"
}
}{
"f_score": 0.714,
"probability": 0.00264,
"components": {
"rsst": -0.0009,
"drec": null,
"dinv": null,
"soft": 0.9887,
"dcs": 0.0528,
"droa": 0.0055,
"issue": 0
},
"model": "Dechow et al. 2011, Model 1 (simplified RSST)",
"thresholds": {
"elevated": 1,
"triggered": 1.85
},
"stale": false,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/708781/000070878126000010/0000708781-26-000010-index.htm",
"form": "10-K",
"filed": "2026-03-06"
}
}