STRATUMfiling intelligence๐Ÿ‡ฎ๐Ÿ‡ณ Indian private portal

CVCO

CAVCO INDUSTRIES, INC.
CIK 0000278166 ยท EDGAR โ†—
cleanelevatedtriggeredno dataplanned
1.6
composite ยท 2 signals ยท CLEAN

Every card below shows the score and the exact filing data it was computed from โ€” no unexplained numbers. Some signals (P-02, P-03, P-08, P-09, P-10, P-11) pull live documents from SEC EDGAR the first time you view this company; a few of those (P-03, P-10, P-11) use AI to read the filing text, but every AI claim must quote the actual document verbatim or it's discarded โ€” never a guess.

Chat with this filing โ†’

Ask follow-up questions about the latest 10-K, with citations verified against the actual text. No account needed.

Investigation memo โ€” generate one โ†’

Run the bounded investigation agent โ€” reads this company's signals and writes a short, cited summary.

Signals

P-05 ยท FY 2026-03-28 ยท CLEAN1.6

Tax arbitrage

ETR 22.1% โ€” within normal range of statutory
trend: flat
Trend
Source: 10-K on SEC.gov (filed 2026-05-22) โ†—
Evidence โ€” inputs and thresholds
{
  "etr_by_year": {
    "2026-03-28": 0.2213,
    "2025-03-29": 0.1897,
    "2024-03-30": 0.2072
  },
  "statutory_rate": 0.21,
  "gap_by_year": {
    "2026-03-28": -0.0113,
    "2025-03-29": 0.0203,
    "2024-03-30": 0.0028
  },
  "note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
  "stale": false,
  "latest_filing_period": "2026-03-28",
  "source": {
    "url": "https://www.sec.gov/Archives/edgar/data/278166/000162828026037782/0001628280-26-037782-index.htm",
    "form": "10-K",
    "filed": "2026-05-22"
  }
}
P-13 ยท FY 2024-03-30 ยท CLEAN0.0

Zombie / distress

[FY2024 data, stale โ€” no more recent EBIT figure in XBRL] Interest coverage 108.54x โ€” servicing debt from operations
trend: flat
Trend
Source: 10-K on SEC.gov (filed 2024-05-24) โ†—
Evidence โ€” inputs and thresholds
{
  "icr_by_year": {
    "2026-03-28": null,
    "2025-03-29": null,
    "2024-03-30": 108.54,
    "2023-04-01": 325.944
  },
  "consecutive_years_below_1": 0,
  "altman_z_double_prime": 9.546,
  "definitions": {
    "zombie": "ICR<1 for 3+ consecutive FYs (BIS 2018)",
    "z_distress": "<1.1 distress, 1.1-2.6 gray, >2.6 safe"
  },
  "inputs": {
    "ebit_t": 178982000,
    "interest_expense_t": 1649000
  },
  "stale": true,
  "latest_filing_period": "2026-03-28",
  "source": {
    "url": "https://www.sec.gov/Archives/edgar/data/278166/000027816624000059/0000278166-24-000059-index.htm",
    "form": "10-K",
    "filed": "2024-05-24"
  }
}