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{
"etr_by_year": {
"2025-09-30": 0.2239,
"2024-09-30": 0.0452,
"2023-09-30": -0.7817
},
"statutory_rate": 0.21,
"gap_by_year": {
"2025-09-30": -0.0139,
"2024-09-30": 0.1648,
"2023-09-30": 0.9917
},
"note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
"stale": false,
"latest_filing_period": "2025-09-30",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/785557/000078555725000159/0000785557-25-000159-index.htm",
"form": "10-K",
"filed": "2025-12-10"
}
}{
"icr_by_year": {
"2025-09-30": null,
"2024-09-30": null,
"2023-09-30": 1.208,
"2022-09-30": 21.142
},
"consecutive_years_below_1": 0,
"altman_z_double_prime": 0.768,
"definitions": {
"zombie": "ICR<1 for 3+ consecutive FYs (BIS 2018)",
"z_distress": "<1.1 distress, 1.1-2.6 gray, >2.6 safe"
},
"inputs": {
"ebit_t": 17091000,
"interest_expense_t": 14153000
},
"stale": true,
"latest_filing_period": "2025-09-30",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/785557/000078555725000159/0000785557-25-000159-index.htm",
"form": "10-K",
"filed": "2025-12-10"
}
}