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{
"etr_by_year": {
"2026-01-31": 0.1101,
"2025-01-31": -3.307,
"2024-01-31": 0.2103
},
"statutory_rate": 0.21,
"gap_by_year": {
"2026-01-31": 0.0999,
"2025-01-31": 3.517,
"2024-01-31": -0.0003
},
"note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
"stale": false,
"latest_filing_period": "2026-01-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1261333/000126133326000021/0001261333-26-000021-index.htm",
"form": "10-K",
"filed": "2026-03-18"
}
}{
"icr_by_year": {
"2026-01-31": null,
"2025-01-31": null,
"2024-01-31": 4.622,
"2023-01-31": -13.779
},
"consecutive_years_below_1": 0,
"altman_z_double_prime": -1.322,
"definitions": {
"zombie": "ICR<1 for 3+ consecutive FYs (BIS 2018)",
"z_distress": "<1.1 distress, 1.1-2.6 gray, >2.6 safe"
},
"inputs": {
"ebit_t": 31634000,
"interest_expense_t": 6844000
},
"stale": true,
"latest_filing_period": "2026-01-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1261333/000126133326000021/0001261333-26-000021-index.htm",
"form": "10-K",
"filed": "2026-03-18"
}
}{
"m_score": -3.256,
"threshold": -1.78,
"ratios": {
"DSRI": 1.112,
"GMI": 0.996,
"AQI": 1.014,
"SGI": 1.082,
"DEPI": 1.09,
"SGAI": 1,
"LVGI": 1.056,
"TATA": -0.202
},
"defaulted_to_neutral": [
"SGAI"
],
"sloan_accruals": -0.2077,
"inputs": {
"revenue_t": 3219500000,
"revenue_t1": 2976739000,
"total_assets_t": 4229550000,
"net_income_t": 309085000,
"cfo_t": 1165007000
},
"stale": false,
"latest_filing_period": "2026-01-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1261333/000126133326000021/0001261333-26-000021-index.htm",
"form": "10-K",
"filed": "2026-03-18"
}
}{
"f_score": 0.502,
"probability": 0.00186,
"components": {
"rsst": -0.2077,
"drec": 0.0211,
"dinv": null,
"soft": 0.772,
"dcs": 0.0524,
"droa": -0.193,
"issue": 0
},
"model": "Dechow et al. 2011, Model 1 (simplified RSST)",
"thresholds": {
"elevated": 1,
"triggered": 1.85
},
"stale": false,
"latest_filing_period": "2026-01-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1261333/000126133326000021/0001261333-26-000021-index.htm",
"form": "10-K",
"filed": "2026-03-18"
}
}