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{
"etr_by_year": {
"2025-12-31": 0.0988,
"2024-12-31": 0.1143,
"2023-12-31": 0.1012
},
"statutory_rate": 0.21,
"gap_by_year": {
"2025-12-31": 0.1112,
"2024-12-31": 0.0957,
"2023-12-31": 0.1088
},
"note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
"stale": false,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1027664/000102766426000005/0001027664-26-000005-index.htm",
"form": "20-F",
"filed": "2026-03-17"
}
}{
"benefit_obligation": 248383000,
"plan_assets": 8311000,
"funded_ratio": 0.0335,
"deficit": -240074000,
"deficit_vs_equity": 0.0581,
"thresholds": {
"elevated": "<90% funded",
"triggered": "<80% funded or deficit >25% of equity"
},
"stale": false,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1027664/000102766426000005/0001027664-26-000005-index.htm",
"form": "20-F",
"filed": "2026-03-17"
}
}{
"m_score": -2.48,
"threshold": -1.78,
"ratios": {
"DSRI": 0.974,
"GMI": 0.986,
"AQI": 0.92,
"SGI": 1.163,
"DEPI": 1,
"SGAI": 1,
"LVGI": 0.973,
"TATA": -0.019
},
"defaulted_to_neutral": [
"SGAI"
],
"sloan_accruals": -0.0207,
"inputs": {
"revenue_t": 7938627000,
"revenue_t1": 6827871000,
"total_assets_t": 12661518000,
"net_income_t": 534339000,
"cfo_t": 778378000
},
"stale": false,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1027664/000102766426000005/0001027664-26-000005-index.htm",
"form": "20-F",
"filed": "2026-03-17"
}
}{
"f_score": 0.592,
"probability": 0.00219,
"components": {
"rsst": -0.0207,
"drec": 0.033,
"dinv": 0.0301,
"soft": 0.8407,
"dcs": 0.1057,
"droa": 0.0129,
"issue": 0
},
"model": "Dechow et al. 2011, Model 1 (simplified RSST)",
"thresholds": {
"elevated": 1,
"triggered": 1.85
},
"stale": false,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1027664/000102766426000005/0001027664-26-000005-index.htm",
"form": "20-F",
"filed": "2026-03-17"
}
}{
"icr_by_year": {
"2025-12-31": null,
"2024-12-31": null,
"2023-12-31": 2.565,
"2022-12-31": 6.753
},
"consecutive_years_below_1": 0,
"altman_z_double_prime": 2.191,
"definitions": {
"zombie": "ICR<1 for 3+ consecutive FYs (BIS 2018)",
"z_distress": "<1.1 distress, 1.1-2.6 gray, >2.6 safe"
},
"inputs": {
"ebit_t": 369108000,
"interest_expense_t": 143904000
},
"stale": true,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1027664/000102766426000005/0001027664-26-000005-index.htm",
"form": "20-F",
"filed": "2026-03-17"
}
}