Every card below shows the score and the exact filing data it was computed from — no unexplained numbers. Some signals (P-02, P-03, P-08, P-09, P-10, P-11) pull live documents from SEC EDGAR the first time you view this company; a few of those (P-03, P-10, P-11) use AI to read the filing text, but every AI claim must quote the actual document verbatim or it's discarded — never a guess.
Ask follow-up questions about the latest 10-K, with citations verified against the actual text. No account needed.
Run the bounded investigation agent — reads this company's signals and writes a short, cited summary.
{
"f_score": 1.743,
"probability": 0.00645,
"components": {
"rsst": null,
"drec": 0.0024,
"dinv": 0.0012,
"soft": 0.9192,
"dcs": null,
"droa": null,
"issue": 1
},
"model": "Dechow et al. 2011, Model 1 (simplified RSST)",
"thresholds": {
"elevated": 1,
"triggered": 1.85
},
"stale": false,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/37996/000003799626000015/0000037996-26-000015-index.htm",
"form": "10-K",
"filed": "2026-02-11"
}
}{
"icr_by_year": {
"2025-12-31": null,
"2024-12-31": null,
"2023-12-31": 0.717,
"2022-12-31": 1.366
},
"consecutive_years_below_1": 1,
"altman_z_double_prime": 1.178,
"definitions": {
"zombie": "ICR<1 for 3+ consecutive FYs (BIS 2018)",
"z_distress": "<1.1 distress, 1.1-2.6 gray, >2.6 safe"
},
"inputs": {
"ebit_t": 5458000000,
"interest_expense_t": 7613000000
},
"stale": true,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/37996/000003799625000013/0000037996-25-000013-index.htm",
"form": "10-K",
"filed": "2025-02-06"
}
}{
"etr_by_year": {
"2024-12-31": 0.1851,
"2023-12-31": -0.0913
},
"statutory_rate": 0.21,
"gap_by_year": {
"2024-12-31": 0.0249,
"2023-12-31": 0.3013
},
"note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
"stale": false,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/37996/000003799625000013/0000037996-25-000013-index.htm",
"form": "10-K",
"filed": "2025-02-06"
}
}