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{
"benefit_obligation": 453719000,
"plan_assets": 276274000,
"funded_ratio": 0.6089,
"deficit": -177445000,
"deficit_vs_equity": 0.0401,
"thresholds": {
"elevated": "<90% funded",
"triggered": "<80% funded or deficit >25% of equity"
},
"stale": false,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/40987/000004098726000003/0000040987-26-000003-index.htm",
"form": "10-K",
"filed": "2026-02-20"
}
}{
"etr_by_year": {
"2025-12-31": -0.2641,
"2024-12-31": 0.2312,
"2023-12-31": 0.2444
},
"statutory_rate": 0.21,
"gap_by_year": {
"2025-12-31": 0.4741,
"2024-12-31": -0.0212,
"2023-12-31": -0.0344
},
"note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
"stale": false,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/40987/000004098726000003/0000040987-26-000003-index.htm",
"form": "10-K",
"filed": "2026-02-20"
}
}{
"m_score": -2.62,
"threshold": -1.78,
"ratios": {
"DSRI": 1.05,
"GMI": 0.986,
"AQI": 0.999,
"SGI": 1.035,
"DEPI": 0.871,
"SGAI": 1.04,
"LVGI": 1.004,
"TATA": -0.04
},
"defaulted_to_neutral": [],
"sloan_accruals": -0.0412,
"inputs": {
"revenue_t": 24300141000,
"revenue_t1": 23486569000,
"total_assets_t": 20795540000,
"net_income_t": 65945000,
"cfo_t": 890762000
},
"stale": false,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/40987/000004098726000003/0000040987-26-000003-index.htm",
"form": "10-K",
"filed": "2026-02-20"
}
}{
"f_score": 0.635,
"probability": 0.00235,
"components": {
"rsst": -0.0412,
"drec": 0.0094,
"dinv": 0.0278,
"soft": 0.8955,
"dcs": 0.0266,
"droa": -0.0437,
"issue": 0
},
"model": "Dechow et al. 2011, Model 1 (simplified RSST)",
"thresholds": {
"elevated": 1,
"triggered": 1.85
},
"stale": false,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/40987/000004098726000003/0000040987-26-000003-index.htm",
"form": "10-K",
"filed": "2026-02-20"
}
}{
"icr_by_year": {
"2018-12-31": 14.053,
"2017-12-31": 30.367,
"2016-12-31": 58.307,
"2015-12-31": 59.06
},
"consecutive_years_below_1": 0,
"altman_z_double_prime": 3.175,
"definitions": {
"zombie": "ICR<1 for 3+ consecutive FYs (BIS 2018)",
"z_distress": "<1.1 distress, 1.1-2.6 gray, >2.6 safe"
},
"inputs": {
"ebit_t": 1430505000,
"interest_expense_t": 101796000
},
"stale": true,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/40987/000004098721000009/0000040987-21-000009-index.htm",
"form": "10-K",
"filed": "2021-02-19"
}
}