Every card below shows the score and the exact filing data it was computed from — no unexplained numbers. Some signals (P-02, P-03, P-08, P-09, P-10, P-11) pull live documents from SEC EDGAR the first time you view this company; a few of those (P-03, P-10, P-11) use AI to read the filing text, but every AI claim must quote the actual document verbatim or it's discarded — never a guess.
Ask follow-up questions about the latest 10-K, with citations verified against the actual text. No account needed.
Run the bounded investigation agent — reads this company's signals and writes a short, cited summary.
{
"benefit_obligation": 4358000,
"plan_assets": 3410000,
"funded_ratio": 0.7825,
"deficit": -948000,
"deficit_vs_equity": 0.0021,
"thresholds": {
"elevated": "<90% funded",
"triggered": "<80% funded or deficit >25% of equity"
},
"stale": false,
"latest_filing_period": "2017-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1342338/000114420418017279/0001144204-18-017279-index.htm",
"form": "20-F",
"filed": "2018-03-28"
}
}{
"m_score": -2.408,
"threshold": -1.78,
"ratios": {
"DSRI": 1.151,
"GMI": 0.993,
"AQI": 1.109,
"SGI": 0.853,
"DEPI": 1.376,
"SGAI": 1,
"LVGI": 1.035,
"TATA": -0.002
},
"defaulted_to_neutral": [
"SGAI"
],
"sloan_accruals": -0.0018,
"inputs": {
"revenue_t": 685167000,
"revenue_t1": 802917000,
"total_assets_t": 802055000,
"net_income_t": 27967000,
"cfo_t": 29393000
},
"stale": false,
"latest_filing_period": "2017-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1342338/000114420418017279/0001144204-18-017279-index.htm",
"form": "20-F",
"filed": "2018-03-28"
}
}{
"etr_by_year": {
"2017-12-31": 0.149,
"2016-12-31": 0.1796,
"2015-12-31": 0.347
},
"statutory_rate": 0.21,
"gap_by_year": {
"2017-12-31": 0.061,
"2016-12-31": 0.0304,
"2015-12-31": -0.137
},
"note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
"stale": false,
"latest_filing_period": "2017-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1342338/000114420418017279/0001144204-18-017279-index.htm",
"form": "20-F",
"filed": "2018-03-28"
}
}{
"f_score": 0.406,
"probability": 0.0015,
"components": {
"rsst": -0.0018,
"drec": -0.0043,
"dinv": -0.0182,
"soft": 0.7198,
"dcs": -0.1424,
"droa": -0.0288,
"issue": 0
},
"model": "Dechow et al. 2011, Model 1 (simplified RSST)",
"thresholds": {
"elevated": 1,
"triggered": 1.85
},
"stale": false,
"latest_filing_period": "2017-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1342338/000114420418017279/0001144204-18-017279-index.htm",
"form": "20-F",
"filed": "2018-03-28"
}
}{
"icr_by_year": {
"2017-12-31": 14.425,
"2016-12-31": 93.578,
"2015-12-31": 59.673,
"2014-12-31": 140.396
},
"consecutive_years_below_1": 0,
"altman_z_double_prime": 4.116,
"definitions": {
"zombie": "ICR<1 for 3+ consecutive FYs (BIS 2018)",
"z_distress": "<1.1 distress, 1.1-2.6 gray, >2.6 safe"
},
"inputs": {
"ebit_t": 8150000,
"interest_expense_t": 565000
},
"stale": false,
"latest_filing_period": "2017-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1342338/000114420418017279/0001144204-18-017279-index.htm",
"form": "20-F",
"filed": "2018-03-28"
}
}