Every card below shows the score and the exact filing data it was computed from — no unexplained numbers. Some signals (P-02, P-03, P-08, P-09, P-10, P-11) pull live documents from SEC EDGAR the first time you view this company; a few of those (P-03, P-10, P-11) use AI to read the filing text, but every AI claim must quote the actual document verbatim or it's discarded — never a guess.
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{
"benefit_obligation": 6551000,
"plan_assets": 4756000,
"funded_ratio": 0.726,
"deficit": -1795000,
"deficit_vs_equity": 0.0075,
"thresholds": {
"elevated": "<90% funded",
"triggered": "<80% funded or deficit >25% of equity"
},
"stale": true,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1822928/000143774923006585/0001437749-23-006585-index.htm",
"form": "10-K",
"filed": "2023-03-15"
}
}{
"m_score": -2.608,
"threshold": -1.78,
"ratios": {
"DSRI": 1,
"GMI": 0.913,
"AQI": 0.983,
"SGI": 1.019,
"DEPI": 1.157,
"SGAI": 1.085,
"LVGI": 0.959,
"TATA": -0.023
},
"defaulted_to_neutral": [
"DSRI"
],
"sloan_accruals": -0.0235,
"inputs": {
"revenue_t": 613514000,
"revenue_t1": 602224000,
"total_assets_t": 1163953000,
"net_income_t": 19175000,
"cfo_t": 46220000
},
"stale": false,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1822928/000162828026018218/0001628280-26-018218-index.htm",
"form": "10-K",
"filed": "2026-03-16"
}
}{
"etr_by_year": {
"2025-12-31": 0.3303,
"2023-12-31": 0.3045
},
"statutory_rate": 0.21,
"gap_by_year": {
"2025-12-31": -0.1203,
"2023-12-31": -0.0945
},
"note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
"stale": false,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1822928/000162828026018218/0001628280-26-018218-index.htm",
"form": "10-K",
"filed": "2026-03-16"
}
}{
"f_score": 0.611,
"probability": 0.00226,
"components": {
"rsst": -0.0235,
"drec": null,
"dinv": 0.0114,
"soft": 0.9292,
"dcs": 0.0187,
"droa": 0.037,
"issue": 0
},
"model": "Dechow et al. 2011, Model 1 (simplified RSST)",
"thresholds": {
"elevated": 1,
"triggered": 1.85
},
"stale": false,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1822928/000162828026018218/0001628280-26-018218-index.htm",
"form": "10-K",
"filed": "2026-03-16"
}
}{
"icr_by_year": {
"2025-12-31": null,
"2024-12-31": null,
"2023-12-31": 1.548,
"2022-12-31": 1.261
},
"consecutive_years_below_1": 0,
"altman_z_double_prime": 2.427,
"definitions": {
"zombie": "ICR<1 for 3+ consecutive FYs (BIS 2018)",
"z_distress": "<1.1 distress, 1.1-2.6 gray, >2.6 safe"
},
"inputs": {
"ebit_t": 94038000,
"interest_expense_t": 60746000
},
"stale": true,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1822928/000143774925007614/0001437749-25-007614-index.htm",
"form": "10-K",
"filed": "2025-03-14"
}
}