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{
"m_score": -2.291,
"threshold": -1.78,
"ratios": {
"DSRI": 1.098,
"GMI": 1,
"AQI": 0.938,
"SGI": 1.101,
"DEPI": 1.026,
"SGAI": 1.025,
"LVGI": 0.972,
"TATA": 0.005
},
"defaulted_to_neutral": [
"GMI"
],
"sloan_accruals": 0.0056,
"inputs": {
"revenue_t": 129664000000,
"revenue_t1": 117761000000,
"total_assets_t": 48909000000,
"net_income_t": 1188000000,
"cfo_t": 921000000
},
"stale": false,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/49071/000004907126000009/0000049071-26-000009-index.htm",
"form": "10-K",
"filed": "2026-02-19"
}
}{
"etr_by_year": {
"2025-12-31": 0.1739,
"2024-12-31": 0.2549,
"2023-12-31": 0.2514
},
"statutory_rate": 0.21,
"gap_by_year": {
"2025-12-31": 0.0361,
"2024-12-31": -0.0449,
"2023-12-31": -0.0414
},
"note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
"stale": false,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/49071/000004907126000009/0000049071-26-000009-index.htm",
"form": "10-K",
"filed": "2026-02-19"
}
}{
"f_score": 0.592,
"probability": 0.00219,
"components": {
"rsst": 0.0056,
"drec": 0.0119,
"dinv": null,
"soft": 0.8685,
"dcs": 0.0963,
"droa": -0.0017,
"issue": 0
},
"model": "Dechow et al. 2011, Model 1 (simplified RSST)",
"thresholds": {
"elevated": 1,
"triggered": 1.85
},
"stale": false,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/49071/000004907126000009/0000049071-26-000009-index.htm",
"form": "10-K",
"filed": "2026-02-19"
}
}{
"icr_by_year": {
"2025-12-31": null,
"2024-12-31": null,
"2023-12-31": 8.14,
"2022-12-31": 9.476
},
"consecutive_years_below_1": 0,
"altman_z_double_prime": 4.585,
"definitions": {
"zombie": "ICR<1 for 3+ consecutive FYs (BIS 2018)",
"z_distress": "<1.1 distress, 1.1-2.6 gray, >2.6 safe"
},
"inputs": {
"ebit_t": 4013000000,
"interest_expense_t": 493000000
},
"stale": true,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/49071/000004907126000009/0000049071-26-000009-index.htm",
"form": "10-K",
"filed": "2026-02-19"
}
}