Every card below shows the score and the exact filing data it was computed from โ no unexplained numbers. Some signals (P-02, P-03, P-08, P-09, P-10, P-11) pull live documents from SEC EDGAR the first time you view this company; a few of those (P-03, P-10, P-11) use AI to read the filing text, but every AI claim must quote the actual document verbatim or it's discarded โ never a guess.
Ask follow-up questions about the latest 10-K, with citations verified against the actual text. No account needed.
Run the bounded investigation agent โ reads this company's signals and writes a short, cited summary.
{
"icr_by_year": {
"2025-12-31": 0.459,
"2024-12-31": 0.403,
"2023-12-31": 0.222,
"2022-12-31": -0.606
},
"consecutive_years_below_1": 4,
"altman_z_double_prime": 3.011,
"definitions": {
"zombie": "ICR<1 for 3+ consecutive FYs (BIS 2018)",
"z_distress": "<1.1 distress, 1.1-2.6 gray, >2.6 safe"
},
"inputs": {
"ebit_t": 42829000,
"interest_expense_t": 93338000
},
"stale": false,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/883984/000088398426000008/0000883984-26-000008-index.htm",
"form": "10-K",
"filed": "2026-02-19"
}
}{
"m_score": -2.621,
"threshold": -1.78,
"ratios": {
"DSRI": 1.054,
"GMI": 1,
"AQI": 1.078,
"SGI": 0.937,
"DEPI": 1.077,
"SGAI": 1.045,
"LVGI": 0.877,
"TATA": -0.044
},
"defaulted_to_neutral": [
"GMI"
],
"sloan_accruals": -0.0434,
"inputs": {
"revenue_t": 2231262000,
"revenue_t1": 2382046000,
"total_assets_t": 4050508000,
"net_income_t": 732000,
"cfo_t": 179847000
},
"stale": false,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/883984/000088398426000008/0000883984-26-000008-index.htm",
"form": "10-K",
"filed": "2026-02-19"
}
}{
"etr_by_year": {
"2025-12-31": 0.5592
},
"statutory_rate": 0.21,
"gap_by_year": {
"2025-12-31": -0.3492
},
"note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
"stale": false,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/883984/000088398426000008/0000883984-26-000008-index.htm",
"form": "10-K",
"filed": "2026-02-19"
}
}{
"f_score": 0.548,
"probability": 0.00203,
"components": {
"rsst": -0.0434,
"drec": -0.0006,
"dinv": 0.0076,
"soft": 0.8885,
"dcs": -0.0623,
"droa": 0.0282,
"issue": 0
},
"model": "Dechow et al. 2011, Model 1 (simplified RSST)",
"thresholds": {
"elevated": 1,
"triggered": 1.85
},
"stale": false,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/883984/000088398426000008/0000883984-26-000008-index.htm",
"form": "10-K",
"filed": "2026-02-19"
}
}