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Itau Unibanco Holding S.A.
CIK 0001132597 ยท EDGAR โ†—
cleanelevatedtriggeredno dataplanned
43.8
composite ยท 2 signals ยท CLEAN

Every card below shows the score and the exact filing data it was computed from โ€” no unexplained numbers. Some signals (P-02, P-03, P-08, P-09, P-10, P-11) pull live documents from SEC EDGAR the first time you view this company; a few of those (P-03, P-10, P-11) use AI to read the filing text, but every AI claim must quote the actual document verbatim or it's discarded โ€” never a guess.

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Signals

P-05 ยท FY 2010-12-31 ยท CLEAN54.8

Tax arbitrage

ETR 29.3% โ€” within normal range of statutory
trend: flat
Trend
Source: 20-F/A on SEC.gov (filed 2011-07-13) โ†—
Evidence โ€” inputs and thresholds
{
  "etr_by_year": {
    "2010-12-31": 0.2934,
    "2009-12-31": 0.3772,
    "2008-12-31": -0.3764
  },
  "statutory_rate": 0.21,
  "gap_by_year": {
    "2010-12-31": -0.0834,
    "2009-12-31": -0.1672,
    "2008-12-31": 0.5864
  },
  "note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
  "stale": false,
  "latest_filing_period": "2010-12-31",
  "source": {
    "url": "https://www.sec.gov/Archives/edgar/data/1132597/000114420411040321/0001144204-11-040321-index.htm",
    "form": "20-F/A",
    "filed": "2011-07-13"
  }
}
P-07 ยท FY 2010-12-31 ยท CLEAN0.0

Pension underfunding

DB plan 114% funded
trend: flat
Trend
Source: 20-F/A on SEC.gov (filed 2011-07-13) โ†—
Evidence โ€” inputs and thresholds
{
  "benefit_obligation": 9870000000,
  "plan_assets": 11228000000,
  "funded_ratio": 1.1376,
  "deficit": 1358000000,
  "deficit_vs_equity": null,
  "thresholds": {
    "elevated": "<90% funded",
    "triggered": "<80% funded or deficit >25% of equity"
  },
  "stale": false,
  "latest_filing_period": "2010-12-31",
  "source": {
    "url": "https://www.sec.gov/Archives/edgar/data/1132597/000114420411040321/0001144204-11-040321-index.htm",
    "form": "20-F/A",
    "filed": "2011-07-13"
  }
}