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{
"m_score": -2.576,
"threshold": -1.78,
"ratios": {
"DSRI": 1.015,
"GMI": 1,
"AQI": 1.192,
"SGI": 1.08,
"DEPI": 1,
"SGAI": 0.979,
"LVGI": 1.118,
"TATA": -0.048
},
"defaulted_to_neutral": [
"GMI",
"DEPI"
],
"sloan_accruals": -0.0544,
"inputs": {
"revenue_t": 5375000000,
"revenue_t1": 4979000000,
"total_assets_t": 11301000000,
"net_income_t": 850000000,
"cfo_t": 1409000000
},
"stale": false,
"latest_filing_period": "2025-10-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1601046/000160104625000127/0001601046-25-000127-index.htm",
"form": "10-K",
"filed": "2025-12-17"
}
}{
"etr_by_year": {
"2025-10-31": 0.1969,
"2024-10-31": 0.2902,
"2023-10-31": 0.2211
},
"statutory_rate": 0.21,
"gap_by_year": {
"2025-10-31": 0.0131,
"2024-10-31": -0.0802,
"2023-10-31": -0.0111
},
"note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
"stale": false,
"latest_filing_period": "2025-10-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1601046/000160104625000127/0001601046-25-000127-index.htm",
"form": "10-K",
"filed": "2025-12-17"
}
}{
"benefit_obligation": 2157000000,
"plan_assets": 2037000000,
"funded_ratio": 0.9444,
"deficit": -120000000,
"deficit_vs_equity": null,
"thresholds": {
"elevated": "<90% funded",
"triggered": "<80% funded or deficit >25% of equity"
},
"stale": true,
"latest_filing_period": "2025-10-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1601046/000160104616000077/0001601046-16-000077-index.htm",
"form": "10-K",
"filed": "2016-12-19"
}
}{
"f_score": 0.449,
"probability": 0.00166,
"components": {
"rsst": -0.0544,
"drec": 0.008,
"dinv": 0.0027,
"soft": 0.7639,
"dcs": 0.0631,
"droa": 0.009,
"issue": 0
},
"model": "Dechow et al. 2011, Model 1 (simplified RSST)",
"thresholds": {
"elevated": 1,
"triggered": 1.85
},
"stale": false,
"latest_filing_period": "2025-10-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1601046/000160104625000127/0001601046-25-000127-index.htm",
"form": "10-K",
"filed": "2025-12-17"
}
}{
"icr_by_year": {
"2025-10-31": 9.125,
"2024-10-31": 9.917,
"2023-10-31": 17.41,
"2022-10-31": 16.886
},
"consecutive_years_below_1": 0,
"altman_z_double_prime": 5.151,
"definitions": {
"zombie": "ICR<1 for 3+ consecutive FYs (BIS 2018)",
"z_distress": "<1.1 distress, 1.1-2.6 gray, >2.6 safe"
},
"inputs": {
"ebit_t": 876000000,
"interest_expense_t": 96000000
},
"stale": false,
"latest_filing_period": "2025-10-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1601046/000160104625000127/0001601046-25-000127-index.htm",
"form": "10-K",
"filed": "2025-12-17"
}
}