Every card below shows the score and the exact filing data it was computed from — no unexplained numbers. Some signals (P-02, P-03, P-08, P-09, P-10, P-11) pull live documents from SEC EDGAR the first time you view this company; a few of those (P-03, P-10, P-11) use AI to read the filing text, but every AI claim must quote the actual document verbatim or it's discarded — never a guess.
Ask follow-up questions about the latest 10-K, with citations verified against the actual text. No account needed.
Run the bounded investigation agent — reads this company's signals and writes a short, cited summary.
{
"benefit_obligation": 105245000,
"plan_assets": 50395000,
"funded_ratio": 0.4788,
"deficit": -54850000,
"deficit_vs_equity": 0.0163,
"thresholds": {
"elevated": "<90% funded",
"triggered": "<80% funded or deficit >25% of equity"
},
"stale": true,
"latest_filing_period": "2026-06-30",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/319201/000031920126000027/0000319201-26-000027-index.htm",
"form": "10-K",
"filed": "2026-08-06"
}
}{
"m_score": -2.074,
"threshold": -1.78,
"ratios": {
"DSRI": 1.142,
"GMI": 0.994,
"AQI": 0.911,
"SGI": 1.117,
"DEPI": 1.078,
"SGAI": 0.984,
"LVGI": 0.943,
"TATA": 0.038
},
"defaulted_to_neutral": [],
"sloan_accruals": 0.0404,
"inputs": {
"revenue_t": 13579476000,
"revenue_t1": 12156162000,
"total_assets_t": 17951535000,
"net_income_t": 4830771000,
"cfo_t": 4143079000
},
"stale": false,
"latest_filing_period": "2026-06-30",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/319201/000031920126000027/0000319201-26-000027-index.htm",
"form": "10-K",
"filed": "2026-08-06"
}
}{
"f_score": 1.691,
"probability": 0.00626,
"components": {
"rsst": 0.0404,
"drec": 0.0368,
"dinv": 0.0257,
"soft": 0.8312,
"dcs": 0.0656,
"droa": 0.0163,
"issue": 1
},
"model": "Dechow et al. 2011, Model 1 (simplified RSST)",
"thresholds": {
"elevated": 1,
"triggered": 1.85
},
"stale": false,
"latest_filing_period": "2026-06-30",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/319201/000031920126000027/0000319201-26-000027-index.htm",
"form": "10-K",
"filed": "2026-08-06"
}
}{
"etr_by_year": {
"2026-06-30": 0.1383,
"2025-06-30": 0.1255,
"2024-06-30": 0.1342
},
"statutory_rate": 0.21,
"gap_by_year": {
"2026-06-30": 0.0717,
"2025-06-30": 0.0845,
"2024-06-30": 0.0758
},
"note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
"stale": false,
"latest_filing_period": "2026-06-30",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/319201/000031920126000027/0000319201-26-000027-index.htm",
"form": "10-K",
"filed": "2026-08-06"
}
}{
"icr_by_year": {
"2014-06-30": 14.348,
"2013-06-30": 13.469,
"2012-06-30": 18.752,
"2011-06-30": 21.358
},
"consecutive_years_below_1": 0,
"altman_z_double_prime": 8.835,
"definitions": {
"zombie": "ICR<1 for 3+ consecutive FYs (BIS 2018)",
"z_distress": "<1.1 distress, 1.1-2.6 gray, >2.6 safe"
},
"inputs": {
"ebit_t": 772070000,
"interest_expense_t": 53812000
},
"stale": true,
"latest_filing_period": "2026-06-30",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/319201/000031920116000090/0000319201-16-000090-index.htm",
"form": "10-K",
"filed": "2016-08-05"
}
}