Every card below shows the score and the exact filing data it was computed from — no unexplained numbers. Some signals (P-02, P-03, P-08, P-09, P-10, P-11) pull live documents from SEC EDGAR the first time you view this company; a few of those (P-03, P-10, P-11) use AI to read the filing text, but every AI claim must quote the actual document verbatim or it's discarded — never a guess.
Ask follow-up questions about the latest 10-K, with citations verified against the actual text. No account needed.
Run the bounded investigation agent — reads this company's signals and writes a short, cited summary.
{
"m_score": -3.147,
"threshold": -1.78,
"ratios": {
"DSRI": 1.022,
"GMI": 0.896,
"AQI": 0.895,
"SGI": 0.926,
"DEPI": 1.183,
"SGAI": 1.094,
"LVGI": 1.15,
"TATA": -0.103
},
"defaulted_to_neutral": [],
"sloan_accruals": -0.0967,
"inputs": {
"revenue_t": 654081000,
"revenue_t1": 706232000,
"total_assets_t": 1104342000,
"net_income_t": 213000,
"cfo_t": 113565000
},
"stale": false,
"latest_filing_period": "2025-10-04",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/56978/000005697825000081/0000056978-25-000081-index.htm",
"form": "10-K",
"filed": "2025-11-20"
}
}{
"etr_by_year": {
"2025-10-04": 0.9896,
"2023-09-30": 0.2085
},
"statutory_rate": 0.21,
"gap_by_year": {
"2025-10-04": -0.7796,
"2023-09-30": 0.0015
},
"note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
"stale": false,
"latest_filing_period": "2025-10-04",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/56978/000005697825000081/0000056978-25-000081-index.htm",
"form": "10-K",
"filed": "2025-11-20"
}
}{
"f_score": 0.373,
"probability": 0.00138,
"components": {
"rsst": -0.0967,
"drec": -0.0088,
"dinv": -0.0149,
"soft": 0.7513,
"dcs": -0.0592,
"droa": 0.0558,
"issue": 0
},
"model": "Dechow et al. 2011, Model 1 (simplified RSST)",
"thresholds": {
"elevated": 1,
"triggered": 1.85
},
"stale": false,
"latest_filing_period": "2025-10-04",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/56978/000005697825000081/0000056978-25-000081-index.htm",
"form": "10-K",
"filed": "2025-11-20"
}
}{
"icr_by_year": {
"2025-10-04": null,
"2024-09-28": null,
"2023-09-30": 277.725,
"2022-10-01": 2259.962
},
"consecutive_years_below_1": 0,
"altman_z_double_prime": 11.323,
"definitions": {
"zombie": "ICR<1 for 3+ consecutive FYs (BIS 2018)",
"z_distress": "<1.1 distress, 1.1-2.6 gray, >2.6 safe"
},
"inputs": {
"ebit_t": 39437000,
"interest_expense_t": 142000
},
"stale": true,
"latest_filing_period": "2025-10-04",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/56978/000005697825000081/0000056978-25-000081-index.htm",
"form": "10-K",
"filed": "2025-11-20"
}
}