Every card below shows the score and the exact filing data it was computed from — no unexplained numbers. Some signals (P-02, P-03, P-08, P-09, P-10, P-11) pull live documents from SEC EDGAR the first time you view this company; a few of those (P-03, P-10, P-11) use AI to read the filing text, but every AI claim must quote the actual document verbatim or it's discarded — never a guess.
Ask follow-up questions about the latest 10-K, with citations verified against the actual text. No account needed.
Run the bounded investigation agent — reads this company's signals and writes a short, cited summary.
{
"m_score": -2.839,
"threshold": -1.78,
"ratios": {
"DSRI": 0.921,
"GMI": 0.848,
"AQI": 1.035,
"SGI": 0.898,
"DEPI": 1,
"SGAI": 0.962,
"LVGI": 0.914,
"TATA": -0.035
},
"defaulted_to_neutral": [
"DEPI"
],
"sloan_accruals": -0.0352,
"inputs": {
"revenue_t": 1879300000,
"revenue_t1": 2092100000,
"total_assets_t": 1886800000,
"net_income_t": 56000000,
"cfo_t": 122500000
},
"stale": false,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1315257/000131525726000012/0001315257-26-000012-index.htm",
"form": "10-K",
"filed": "2026-02-26"
}
}{
"etr_by_year": {
"2025-12-31": 0.3103,
"2024-12-31": 0.2987,
"2023-12-31": 0.2793
},
"statutory_rate": 0.21,
"gap_by_year": {
"2025-12-31": -0.1003,
"2024-12-31": -0.0887,
"2023-12-31": -0.0693
},
"note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
"stale": false,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1315257/000131525726000012/0001315257-26-000012-index.htm",
"form": "10-K",
"filed": "2026-02-26"
}
}{
"benefit_obligation": 56500000,
"plan_assets": 208000000,
"funded_ratio": 3.6814,
"deficit": 151500000,
"deficit_vs_equity": null,
"thresholds": {
"elevated": "<90% funded",
"triggered": "<80% funded or deficit >25% of equity"
},
"stale": true,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1315257/000095017023004546/0000950170-23-004546-index.htm",
"form": "10-K",
"filed": "2023-02-27"
}
}{
"f_score": 0.945,
"probability": 0.0035,
"components": {
"rsst": -0.0352,
"drec": -0.0175,
"dinv": 0.0035,
"soft": 0.655,
"dcs": -0.0859,
"droa": 0.002,
"issue": 1
},
"model": "Dechow et al. 2011, Model 1 (simplified RSST)",
"thresholds": {
"elevated": 1,
"triggered": 1.85
},
"stale": false,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1315257/000131525726000012/0001315257-26-000012-index.htm",
"form": "10-K",
"filed": "2026-02-26"
}
}{
"icr_by_year": {
"2025-12-31": null,
"2024-12-31": 1.945,
"2023-12-31": 2.749,
"2022-12-31": 3.074
},
"consecutive_years_below_1": 0,
"altman_z_double_prime": 2.97,
"definitions": {
"zombie": "ICR<1 for 3+ consecutive FYs (BIS 2018)",
"z_distress": "<1.1 distress, 1.1-2.6 gray, >2.6 safe"
},
"inputs": {
"ebit_t": 148200000,
"interest_expense_t": 76200000
},
"stale": false,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1315257/000131525726000012/0001315257-26-000012-index.htm",
"form": "10-K",
"filed": "2026-02-26"
}
}