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{
"f_score": 1.616,
"probability": 0.00598,
"components": {
"rsst": -0.0132,
"drec": 0.0032,
"dinv": 0.0024,
"soft": 0.883,
"dcs": 0.0112,
"droa": -0.0005,
"issue": 1
},
"model": "Dechow et al. 2011, Model 1 (simplified RSST)",
"thresholds": {
"elevated": 1,
"triggered": 1.85
},
"stale": false,
"latest_filing_period": "2025-11-30",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/63754/000006375426000037/0000063754-26-000037-index.htm",
"form": "10-K",
"filed": "2026-01-22"
}
}{
"m_score": -2.452,
"threshold": -1.78,
"ratios": {
"DSRI": 1.052,
"GMI": 1.017,
"AQI": 1,
"SGI": 1.017,
"DEPI": 0.935,
"SGAI": 0.969,
"LVGI": 0.943,
"TATA": -0.013
},
"defaulted_to_neutral": [],
"sloan_accruals": -0.0132,
"inputs": {
"revenue_t": 6840300000,
"revenue_t1": 6723700000,
"total_assets_t": 13200400000,
"net_income_t": 789400000,
"cfo_t": 962200000
},
"stale": false,
"latest_filing_period": "2025-11-30",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/63754/000006375426000037/0000063754-26-000037-index.htm",
"form": "10-K",
"filed": "2026-01-22"
}
}{
"etr_by_year": {
"2025-11-30": 0.2145,
"2024-11-30": 0.2048,
"2023-11-30": 0.2185
},
"statutory_rate": 0.21,
"gap_by_year": {
"2025-11-30": -0.0045,
"2024-11-30": 0.0052,
"2023-11-30": -0.0085
},
"note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
"stale": false,
"latest_filing_period": "2025-11-30",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/63754/000006375426000037/0000063754-26-000037-index.htm",
"form": "10-K",
"filed": "2026-01-22"
}
}{
"icr_by_year": {
"2025-11-30": 5.458,
"2024-11-30": 5.064,
"2023-11-30": 4.625,
"2022-11-30": 5.792
},
"consecutive_years_below_1": 0,
"altman_z_double_prime": 1.839,
"definitions": {
"zombie": "ICR<1 for 3+ consecutive FYs (BIS 2018)",
"z_distress": "<1.1 distress, 1.1-2.6 gray, >2.6 safe"
},
"inputs": {
"ebit_t": 1070800000,
"interest_expense_t": 196200000
},
"stale": false,
"latest_filing_period": "2025-11-30",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/63754/000006375426000037/0000063754-26-000037-index.htm",
"form": "10-K",
"filed": "2026-01-22"
}
}