Every card below shows the score and the exact filing data it was computed from โ no unexplained numbers. Some signals (P-02, P-03, P-08, P-09, P-10, P-11) pull live documents from SEC EDGAR the first time you view this company; a few of those (P-03, P-10, P-11) use AI to read the filing text, but every AI claim must quote the actual document verbatim or it's discarded โ never a guess.
Ask follow-up questions about the latest 10-K, with citations verified against the actual text. No account needed.
Run the bounded investigation agent โ reads this company's signals and writes a short, cited summary.
{
"f_score": 1.522,
"probability": 0.00563,
"components": {
"rsst": -0.0668,
"drec": 0.0025,
"dinv": -0.0003,
"soft": 0.8234,
"dcs": -0.0343,
"droa": -0.1218,
"issue": 1
},
"model": "Dechow et al. 2011, Model 1 (simplified RSST)",
"thresholds": {
"elevated": 1,
"triggered": 1.85
},
"stale": false,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/764180/000076418026000017/0000764180-26-000017-index.htm",
"form": "10-K",
"filed": "2026-02-25"
}
}{
"m_score": -2.36,
"threshold": -1.78,
"ratios": {
"DSRI": 1.533,
"GMI": 0.983,
"AQI": 0.947,
"SGI": 0.969,
"DEPI": 1.116,
"SGAI": 1,
"LVGI": 1.039,
"TATA": -0.067
},
"defaulted_to_neutral": [
"SGAI"
],
"sloan_accruals": -0.0668,
"inputs": {
"revenue_t": 23279000000,
"revenue_t1": 24018000000,
"total_assets_t": 35017000000,
"net_income_t": 6947000000,
"cfo_t": 9290000000
},
"stale": false,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/764180/000076418026000017/0000764180-26-000017-index.htm",
"form": "10-K",
"filed": "2026-02-25"
}
}{
"etr_by_year": {
"2025-12-31": 0.2601,
"2024-12-31": 0.1753,
"2023-12-31": 0.256
},
"statutory_rate": 0.21,
"gap_by_year": {
"2025-12-31": -0.0501,
"2024-12-31": 0.0347,
"2023-12-31": -0.046
},
"note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
"stale": false,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/764180/000076418026000017/0000764180-26-000017-index.htm",
"form": "10-K",
"filed": "2026-02-25"
}
}{
"icr_by_year": {
"2025-12-31": null,
"2024-12-31": null,
"2023-12-31": 10.05,
"2022-12-31": 10.566
},
"consecutive_years_below_1": 0,
"altman_z_double_prime": 3.576,
"definitions": {
"zombie": "ICR<1 for 3+ consecutive FYs (BIS 2018)",
"z_distress": "<1.1 distress, 1.1-2.6 gray, >2.6 safe"
},
"inputs": {
"ebit_t": 11547000000,
"interest_expense_t": 1149000000
},
"stale": true,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/764180/000076418026000017/0000764180-26-000017-index.htm",
"form": "10-K",
"filed": "2026-02-25"
}
}