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{
"m_score": -2.441,
"threshold": -1.78,
"ratios": {
"DSRI": 1.089,
"GMI": 1,
"AQI": 1.029,
"SGI": 1.04,
"DEPI": 1.076,
"SGAI": 1.025,
"LVGI": 0.956,
"TATA": -0.023
},
"defaulted_to_neutral": [
"GMI"
],
"sloan_accruals": -0.0249,
"inputs": {
"revenue_t": 4026399000,
"revenue_t1": 3872361000,
"total_assets_t": 3712646000,
"net_income_t": 869193000,
"cfo_t": 955772000
},
"stale": false,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1037646/000103764626000011/0001037646-26-000011-index.htm",
"form": "10-K",
"filed": "2026-02-06"
}
}{
"etr_by_year": {
"2025-12-31": 0.1713,
"2024-12-31": 0.1678,
"2023-12-31": 0.1899
},
"statutory_rate": 0.21,
"gap_by_year": {
"2025-12-31": 0.0387,
"2024-12-31": 0.0422,
"2023-12-31": 0.0201
},
"note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
"stale": false,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1037646/000103764626000011/0001037646-26-000011-index.htm",
"form": "10-K",
"filed": "2026-02-06"
}
}{
"benefit_obligation": 1119573000,
"plan_assets": 1297725000,
"funded_ratio": 1.1591,
"deficit": 178152000,
"deficit_vs_equity": null,
"thresholds": {
"elevated": "<90% funded",
"triggered": "<80% funded or deficit >25% of equity"
},
"stale": false,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1037646/000103764626000011/0001037646-26-000011-index.htm",
"form": "10-K",
"filed": "2026-02-06"
}
}{
"f_score": 0.51,
"probability": 0.00189,
"components": {
"rsst": -0.0249,
"drec": 0.0262,
"dinv": 0.0129,
"soft": 0.7722,
"dcs": 0.0162,
"droa": -0.0323,
"issue": 0
},
"model": "Dechow et al. 2011, Model 1 (simplified RSST)",
"thresholds": {
"elevated": 1,
"triggered": 1.85
},
"stale": false,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1037646/000103764626000011/0001037646-26-000011-index.htm",
"form": "10-K",
"filed": "2026-02-06"
}
}