Every card below shows the score and the exact filing data it was computed from — no unexplained numbers. Some signals (P-02, P-03, P-08, P-09, P-10, P-11) pull live documents from SEC EDGAR the first time you view this company; a few of those (P-03, P-10, P-11) use AI to read the filing text, but every AI claim must quote the actual document verbatim or it's discarded — never a guess.
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{
"benefit_obligation": 10058000,
"plan_assets": 5166000,
"funded_ratio": 0.5136,
"deficit": -4892000,
"deficit_vs_equity": 0.0326,
"thresholds": {
"elevated": "<90% funded",
"triggered": "<80% funded or deficit >25% of equity"
},
"stale": true,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1277902/000127790220000022/0001277902-20-000022-index.htm",
"form": "10-K",
"filed": "2020-03-13"
}
}{
"etr_by_year": {
"2025-12-31": 0.2694,
"2024-12-31": 0.2315,
"2023-12-31": 0.1858
},
"statutory_rate": 0.21,
"gap_by_year": {
"2025-12-31": -0.0594,
"2024-12-31": -0.0215,
"2023-12-31": 0.0242
},
"note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
"stale": false,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1277902/000127790226000030/0001277902-26-000030-index.htm",
"form": "10-K",
"filed": "2026-03-12"
}
}