Every card below shows the score and the exact filing data it was computed from โ no unexplained numbers. Some signals (P-02, P-03, P-08, P-09, P-10, P-11) pull live documents from SEC EDGAR the first time you view this company; a few of those (P-03, P-10, P-11) use AI to read the filing text, but every AI claim must quote the actual document verbatim or it's discarded โ never a guess.
Ask follow-up questions about the latest 10-K, with citations verified against the actual text. No account needed.
Run the bounded investigation agent โ reads this company's signals and writes a short, cited summary.
{
"etr_by_year": {
"2012-05-31": 0.0751,
"2011-05-31": 0.075,
"2010-05-31": 0.0715
},
"statutory_rate": 0.21,
"gap_by_year": {
"2012-05-31": 0.1349,
"2011-05-31": 0.135,
"2010-05-31": 0.1385
},
"note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
"stale": true,
"latest_filing_period": "2025-05-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1372920/000119312514353973/0001193125-14-353973-index.htm",
"form": "20-F",
"filed": "2014-09-26"
}
}{
"m_score": -2.678,
"threshold": -1.78,
"ratios": {
"DSRI": 0.997,
"GMI": 0.946,
"AQI": 1.092,
"SGI": 1.136,
"DEPI": 1.073,
"SGAI": 1,
"LVGI": 1.058,
"TATA": -0.067
},
"defaulted_to_neutral": [
"SGAI"
],
"sloan_accruals": -0.0684,
"inputs": {
"revenue_t": 4900262000,
"revenue_t1": 4313586000,
"total_assets_t": 7805499000,
"net_income_t": 371716000,
"cfo_t": 896592000
},
"stale": false,
"latest_filing_period": "2025-05-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1372920/000119312525216394/0001193125-25-216394-index.htm",
"form": "20-F",
"filed": "2025-09-25"
}
}{
"f_score": 0.384,
"probability": 0.00142,
"components": {
"rsst": -0.0684,
"drec": 0.0005,
"dinv": -0.0016,
"soft": 0.6951,
"dcs": 0.1351,
"droa": 0.0065,
"issue": 0
},
"model": "Dechow et al. 2011, Model 1 (simplified RSST)",
"thresholds": {
"elevated": 1,
"triggered": 1.85
},
"stale": false,
"latest_filing_period": "2025-05-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1372920/000119312525216394/0001193125-25-216394-index.htm",
"form": "20-F",
"filed": "2025-09-25"
}
}{
"icr_by_year": {
"2025-05-31": 1377.01,
"2024-05-31": 1175.923,
"2023-05-31": 268.806,
"2022-05-31": -242.596
},
"consecutive_years_below_1": 0,
"altman_z_double_prime": 3.702,
"definitions": {
"zombie": "ICR<1 for 3+ consecutive FYs (BIS 2018)",
"z_distress": "<1.1 distress, 1.1-2.6 gray, >2.6 safe"
},
"inputs": {
"ebit_t": 428250000,
"interest_expense_t": 311000
},
"stale": false,
"latest_filing_period": "2025-05-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1372920/000119312525216394/0001193125-25-216394-index.htm",
"form": "20-F",
"filed": "2025-09-25"
}
}