Every card below shows the score and the exact filing data it was computed from — no unexplained numbers. Some signals (P-02, P-03, P-08, P-09, P-10, P-11) pull live documents from SEC EDGAR the first time you view this company; a few of those (P-03, P-10, P-11) use AI to read the filing text, but every AI claim must quote the actual document verbatim or it's discarded — never a guess.
Ask follow-up questions about the latest 10-K, with citations verified against the actual text. No account needed.
Run the bounded investigation agent — reads this company's signals and writes a short, cited summary.
{
"benefit_obligation": 58556000,
"plan_assets": 0,
"funded_ratio": 0,
"deficit": -58556000,
"deficit_vs_equity": 0.0333,
"thresholds": {
"elevated": "<90% funded",
"triggered": "<80% funded or deficit >25% of equity"
},
"stale": false,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1005284/000119312526059371/0001193125-26-059371-index.htm",
"form": "10-K",
"filed": "2026-02-19"
}
}{
"f_score": 1.503,
"probability": 0.00556,
"components": {
"rsst": 0.0165,
"drec": 0.0033,
"dinv": 0.0305,
"soft": 0.8201,
"dcs": -0.0052,
"droa": 0.0021,
"issue": 1
},
"model": "Dechow et al. 2011, Model 1 (simplified RSST)",
"thresholds": {
"elevated": 1,
"triggered": 1.85
},
"stale": false,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1005284/000119312526059371/0001193125-26-059371-index.htm",
"form": "10-K",
"filed": "2026-02-19"
}
}{
"m_score": -2.35,
"threshold": -1.78,
"ratios": {
"DSRI": 1.051,
"GMI": 1.01,
"AQI": 0.838,
"SGI": 1.005,
"DEPI": 1.005,
"SGAI": 0.996,
"LVGI": 0.804,
"TATA": 0.016
},
"defaulted_to_neutral": [],
"sloan_accruals": 0.0165,
"inputs": {
"revenue_t": 650611000,
"revenue_t1": 647684000,
"total_assets_t": 1963762000,
"net_income_t": 242075000,
"cfo_t": 210830000
},
"stale": false,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1005284/000119312526059371/0001193125-26-059371-index.htm",
"form": "10-K",
"filed": "2026-02-19"
}
}{
"etr_by_year": {
"2025-12-31": 0.1788,
"2024-12-31": 0.1839,
"2023-12-31": 0.172
},
"statutory_rate": 0.21,
"gap_by_year": {
"2025-12-31": 0.0312,
"2024-12-31": 0.0261,
"2023-12-31": 0.038
},
"note": "Low ETR can be fully legitimate; this flags persistence + magnitude for review.",
"stale": false,
"latest_filing_period": "2025-12-31",
"source": {
"url": "https://www.sec.gov/Archives/edgar/data/1005284/000119312526059371/0001193125-26-059371-index.htm",
"form": "10-K",
"filed": "2026-02-19"
}
}